C
The Versailles Savings and Loan Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
20.10
Return On
Assets
1.04%
Total
Assets
61.58M
Capital
12.15M
Total
Deposits
47.37M
Net
Income
317.00K
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Weiss Ratings The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Rating C
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 5.50
Stability Index 4.30
Company Info The Versailles Savings and Loan Company
Versailles, OH 		Click to
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FDIC Number 28703
Phone Number (937) 526-4515
Website www.versaillessavingsbank.com
Asset Quality The Versailles Savings and Loan Company
Versailles, OH 		Click to
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1-Year Asset Growth 8.39%
5-Year Asset Growth 2.37%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Total Assets 61.58M
Total Deposits 47.37M
Capital and Reserves The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Capital 12.15M
Leverage Ratio 20.10
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Hot Money Ratio 19.93%
Liquidity Ratio 29.43%
Profitability The Versailles Savings and Loan Company
Versailles, OH 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 317.00K
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 58.78%
Return on Assets 1.04%
Return on Equity 5.30%