C
The Versailles Savings and Loan Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
19.25
Return On
Assets
1.19%
Total
Assets
65.64M
Capital
12.37M
Total
Deposits
51.13M
Net
Income
390.00K
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Weiss Ratings The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 4.80
Stability Index 7.60
Company Info The Versailles Savings and Loan Company
Versailles, OH 		Click to
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FDIC Number 28703
Phone Number (937) 526-4515
Website www.versaillessavingsbank.com
Asset Quality The Versailles Savings and Loan Company
Versailles, OH 		Click to
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1-Year Asset Growth 6.59%
5-Year Asset Growth 0.09%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Total Assets 65.64M
Total Deposits 51.13M
Capital and Reserves The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Capital 12.37M
Leverage Ratio 19.25
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio --
Liquidity The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Hot Money Ratio 20.42%
Liquidity Ratio 33.67%
Profitability The Versailles Savings and Loan Company
Versailles, OH 		Click to
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5-Year Return on Average Assets 0.74%
Net Income 390.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 63.22%
Return on Assets 1.19%
Return on Equity 6.41%