C
The Versailles Savings and Loan Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
19.15
Return On
Assets
0.82%
Total
Assets
63.16M
Capital
12.01M
Total
Deposits
48.96M
Net
Income
506.00K
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Weiss Ratings The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Rating C
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 4.60
Stability Index 4.30
Company Info The Versailles Savings and Loan Company
Versailles, OH 		Click to
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FDIC Number 28703
Phone Number (937) 526-4515
Website www.versaillessavingsbank.com
Asset Quality The Versailles Savings and Loan Company
Versailles, OH 		Click to
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1-Year Asset Growth 2.80%
5-Year Asset Growth 0.09%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Total Assets 63.16M
Total Deposits 48.96M
Capital and Reserves The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Capital 12.01M
Leverage Ratio 19.15
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity The Versailles Savings and Loan Company
Versailles, OH 		Click to
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Hot Money Ratio 23.94%
Liquidity Ratio 30.72%
Profitability The Versailles Savings and Loan Company
Versailles, OH 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 506.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 68.68%
Return on Assets 0.82%
Return on Equity 4.19%