First Federal Savings and Loan Association of Greene County
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 33.5 and a capital leverage ratio of 15.2. A current level of 2.2 percent of nonperforming loans to core capital combined with 2.5 percent from a year earlier contributes to the Excellent asset quality (9.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10). Fair liquidity 3.7, driven by a liquidity ratio of 32.6 percent and a “hot money” ratio of 30.9 percent.
Asset Mix:
Home mtgs (63%), securities (18%), cash (11%), comm re (1%), consumer loans (0%), other (7%)
States with Branches:
PA, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
25 East High Street
Waynesburg, PA 15370
Waynesburg, PA 15370
Phone Number
(724) 627-6116
Year Founded
1924
FDIC Number
Website
Largest Affiliates
No affiliate information available.