GSL Savings Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.4 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Good asset quality (6.3). Good current capitalization (5.4 on a scale of 0 to 10) based on a risk-based capital ratio of 13.2 and a capital leverage ratio of 7.4.
Asset Mix:
Home mtgs (39%), cash (16%), comm re (15%), securities (11%), home eq lns (4%), comm loans (3%), other (12%)
States with Branches:
NJ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
6823 Bergenline Avenue
Guttenberg, NJ 07093
Guttenberg, NJ 07093
Phone Number
(201) 869-9300
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.