GSL Savings Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.6 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.4, driven by a liquidity ratio of 14.6 percent and a “hot money” ratio of 41.9 percent. Good current capitalization (5.1 on a scale of 0 to 10) based on a risk-based capital ratio of 12.3 and a capital leverage ratio of 7.1.
Asset Mix:
Home mtgs (40%), comm re (15%), cash (14%), securities (8%), home eq lns (7%), comm loans (5%), other (11%)
States with Branches:
NJ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
6823 Bergenline Avenue
Guttenberg, NJ 07093
Guttenberg, NJ 07093
Phone Number
(201) 869-9300
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.