D
GSL Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings GSL Savings Bank
Guttenberg, NJ
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Rating D
Asset Quality Index 7.10
Capitalization Index 5.50
Liquidity Index 1.20
Profitability Index 1.10
Stability Index 3.40
Company Info GSL Savings Bank
Guttenberg, NJ
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FDIC Number 28708
Phone Number (201) 869-9300
Website gslsavingsbank.com
Asset Quality GSL Savings Bank
Guttenberg, NJ
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1-Year Asset Growth -6.95%
5-Year Asset Growth 5.00%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 2.16%
Non-Performing Loans to Loans 0.22%
Balance Sheet GSL Savings Bank
Guttenberg, NJ
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Total Assets 151.21M
Total Deposits 120.42M
Capital and Reserves GSL Savings Bank
Guttenberg, NJ
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Capital 11.53M
Leverage Ratio 7.46
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio 12.83
Liquidity GSL Savings Bank
Guttenberg, NJ
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Hot Money Ratio 35.60%
Liquidity Ratio 12.26%
Profitability GSL Savings Bank
Guttenberg, NJ
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5-Year Return on Average Assets -0.02%
Net Income 188.00K
Net Interest Spread 2.58%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 87.69%
Return on Assets 0.25%
Return on Equity 3.31%