D
GSL Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings GSL Savings Bank
Guttenberg, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 6.30
Capitalization Index 5.40
Liquidity Index 2.50
Profitability Index 0.80
Stability Index 2.90
Company Info GSL Savings Bank
Guttenberg, NJ
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 28708
Phone Number (201) 869-9300
Website gslsavingsbank.com
Asset Quality GSL Savings Bank
Guttenberg, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.52%
5-Year Asset Growth 7.88%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 4.40%
Non-Performing Loans to Loans 0.44%
Balance Sheet GSL Savings Bank
Guttenberg, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 161.30M
Total Deposits 130.34M
Capital and Reserves GSL Savings Bank
Guttenberg, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 11.31M
Leverage Ratio 7.38
Loan Loss Reserves to Loans 0.71%
Risk-Based Capital Ratio 13.19
Liquidity GSL Savings Bank
Guttenberg, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 35.38%
Liquidity Ratio 16.69%
Profitability GSL Savings Bank
Guttenberg, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.01%
Net Income -77.00K
Net Interest Spread 2.34%
Operating Profit to Average Assets -0.26%
Overhead Efficiency Ratio 109.55%
Return on Assets -0.20%
Return on Equity -2.72%