C
First Federal Savings of Middletown
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
36.25
Return On
Assets
2.24%
Total
Assets
180.92M
Capital
65.53M
Total
Deposits
108.58M
Net
Income
2.03M
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Weiss Ratings First Federal Savings of Middletown
Middletown, NY 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 10.00
Stability Index 3.70
Company Info First Federal Savings of Middletown
Middletown, NY 		Click to
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FDIC Number 28712
Phone Number (845) 343-1401
Website www.firstfederalmiddletown.com
Asset Quality First Federal Savings of Middletown
Middletown, NY 		Click to
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1-Year Asset Growth 4.46%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 0.52%
Non-Performing Loans to Loans 0.23%
Balance Sheet First Federal Savings of Middletown
Middletown, NY 		Click to
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Total Assets 180.92M
Total Deposits 108.58M
Capital and Reserves First Federal Savings of Middletown
Middletown, NY 		Click to
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Capital 65.53M
Leverage Ratio 36.25
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity First Federal Savings of Middletown
Middletown, NY 		Click to
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Hot Money Ratio 27.17%
Liquidity Ratio 15.63%
Profitability First Federal Savings of Middletown
Middletown, NY 		Click to
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5-Year Return on Average Assets 1.03%
Net Income 2.03M
Net Interest Spread 5.20%
Operating Profit to Average Assets 2.90%
Overhead Efficiency Ratio 43.45%
Return on Assets 2.24%
Return on Equity 6.28%