B
Golden Belt Bank, FSA
HaysKS
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden Belt Bank, FSA
Hays, KS
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 5.90
Stability Index 5.70
Company Info Golden Belt Bank, FSA
Hays, KS
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FDIC Number 28735
Phone Number (785) 726-3157
Website www.goldenbeltbank.com
Asset Quality Golden Belt Bank, FSA
Hays, KS
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1-Year Asset Growth 8.21%
5-Year Asset Growth 7.89%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.07%
Non-Performing Loans to Loans 0.32%
Balance Sheet Golden Belt Bank, FSA
Hays, KS
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Total Assets 365.24M
Total Deposits 282.59M
Capital and Reserves Golden Belt Bank, FSA
Hays, KS
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Capital 40.27M
Leverage Ratio 11.04
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity Golden Belt Bank, FSA
Hays, KS
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Hot Money Ratio 20.25%
Liquidity Ratio 15.94%
Profitability Golden Belt Bank, FSA
Hays, KS
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5-Year Return on Average Assets 1.41%
Net Income 4.99M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 63.05%
Return on Assets 1.41%
Return on Equity 13.25%