B
Golden Belt Bank, FSA
Hays,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden Belt Bank, FSA
Hays, KS
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Rating B
Asset Quality Index 6.80
Capitalization Index 8.60
Liquidity Index 2.50
Profitability Index 5.50
Stability Index 7.70
Company Info Golden Belt Bank, FSA
Hays, KS
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FDIC Number 28735
Phone Number (785) 726-3157
Website www.goldenbeltbank.com
Asset Quality Golden Belt Bank, FSA
Hays, KS
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1-Year Asset Growth 5.25%
5-Year Asset Growth 7.89%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 2.53%
Non-Performing Loans to Loans 0.29%
Balance Sheet Golden Belt Bank, FSA
Hays, KS
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Total Assets 373.54M
Total Deposits 285.21M
Capital and Reserves Golden Belt Bank, FSA
Hays, KS
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Capital 38.19M
Leverage Ratio 10.07
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity Golden Belt Bank, FSA
Hays, KS
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Hot Money Ratio 20.65%
Liquidity Ratio 12.84%
Profitability Golden Belt Bank, FSA
Hays, KS
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5-Year Return on Average Assets 1.32%
Net Income 2.13M
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 59.00%
Return on Assets 1.14%
Return on Equity 11.15%