B
Golden Belt Bank, FSA
HaysKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden Belt Bank, FSA
Hays, KS
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 5.60
Stability Index 7.70
Company Info Golden Belt Bank, FSA
Hays, KS
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FDIC Number 28735
Phone Number (785) 726-3157
Website www.goldenbeltbank.com
Asset Quality Golden Belt Bank, FSA
Hays, KS
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1-Year Asset Growth 7.80%
5-Year Asset Growth 8.50%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 4.50%
Non-Performing Loans to Loans 0.33%
Balance Sheet Golden Belt Bank, FSA
Hays, KS
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Total Assets 358.49M
Total Deposits 277.40M
Capital and Reserves Golden Belt Bank, FSA
Hays, KS
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Capital 38.87M
Leverage Ratio 11.03
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity Golden Belt Bank, FSA
Hays, KS
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Hot Money Ratio 20.56%
Liquidity Ratio 16.69%
Profitability Golden Belt Bank, FSA
Hays, KS
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5-Year Return on Average Assets 1.41%
Net Income 3.61M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 63.76%
Return on Assets 1.38%
Return on Equity 13.00%