C
Somerset Regal Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Somerset Regal Bank
Bound Brook, NJ
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 1.50
Stability Index 8.30
Company Info Somerset Regal Bank
Bound Brook, NJ
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FDIC Number 28778
Phone Number (732) 560-1700
Website www.somersetsavings.com
Asset Quality Somerset Regal Bank
Bound Brook, NJ
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1-Year Asset Growth 6.20%
5-Year Asset Growth 16.18%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Somerset Regal Bank
Bound Brook, NJ
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Total Assets 1.08B
Total Deposits 851.43M
Capital and Reserves Somerset Regal Bank
Bound Brook, NJ
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Capital 186.58M
Leverage Ratio 15.38
Loan Loss Reserves to Loans 0.65%
Risk-Based Capital Ratio --
Liquidity Somerset Regal Bank
Bound Brook, NJ
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Hot Money Ratio 18.31%
Liquidity Ratio 12.57%
Profitability Somerset Regal Bank
Bound Brook, NJ
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5-Year Return on Average Assets 0.09%
Net Income 1.19M
Net Interest Spread 2.98%
Operating Profit to Average Assets 0.27%
Overhead Efficiency Ratio 89.96%
Return on Assets 0.22%
Return on Equity 1.25%