C
Somerset Regal Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
14.85
Return On
Assets
0.39%
Total
Assets
1.14B
Capital
185.03M
Total
Deposits
895.37M
Net
Income
4.22M
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Weiss Ratings Somerset Regal Bank
Bound Brook, NJ 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 2.30
Stability Index 8.30
Company Info Somerset Regal Bank
Bound Brook, NJ 		Click to
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FDIC Number 28778
Phone Number (732) 560-1700
Website www.somersetsavings.com
Asset Quality Somerset Regal Bank
Bound Brook, NJ 		Click to
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1-Year Asset Growth 7.45%
5-Year Asset Growth 16.79%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.11%
Non-Performing Loans to Loans 0.02%
Balance Sheet Somerset Regal Bank
Bound Brook, NJ 		Click to
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Total Assets 1.14B
Total Deposits 895.37M
Capital and Reserves Somerset Regal Bank
Bound Brook, NJ 		Click to
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Capital 185.03M
Leverage Ratio 14.85
Loan Loss Reserves to Loans 0.66%
Risk-Based Capital Ratio --
Liquidity Somerset Regal Bank
Bound Brook, NJ 		Click to
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Hot Money Ratio 19.31%
Liquidity Ratio 14.45%
Profitability Somerset Regal Bank
Bound Brook, NJ 		Click to
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5-Year Return on Average Assets 0.09%
Net Income 4.22M
Net Interest Spread 3.02%
Operating Profit to Average Assets 0.46%
Overhead Efficiency Ratio 83.81%
Return on Assets 0.39%
Return on Equity 2.24%