C
Sturdy Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sturdy Savings Bank
Cape May Court House, NJ
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Rating C
Asset Quality Index 8.60
Capitalization Index 6.30
Liquidity Index 2.80
Profitability Index 2.40
Stability Index 5.00
Company Info Sturdy Savings Bank
Cape May Court House, NJ
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FDIC Number 28788
Phone Number (609) 463-5206
Website www.sturdyonline.com
Asset Quality Sturdy Savings Bank
Cape May Court House, NJ
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1-Year Asset Growth -1.09%
5-Year Asset Growth 6.52%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.43%
Non-Performing Loans to Loans 0.09%
Balance Sheet Sturdy Savings Bank
Cape May Court House, NJ
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Total Assets 1.13B
Total Deposits 989.36M
Capital and Reserves Sturdy Savings Bank
Cape May Court House, NJ
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Capital 84.44M
Leverage Ratio 8.98
Loan Loss Reserves to Loans 0.60%
Risk-Based Capital Ratio 15.79
Liquidity Sturdy Savings Bank
Cape May Court House, NJ
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Hot Money Ratio 8.35%
Liquidity Ratio 18.23%
Profitability Sturdy Savings Bank
Cape May Court House, NJ
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5-Year Return on Average Assets 0.32%
Net Income 2.19M
Net Interest Spread 3.03%
Operating Profit to Average Assets 0.49%
Overhead Efficiency Ratio 83.98%
Return on Assets 0.38%
Return on Equity 5.33%