C
Brattleboro Savings & Loan Association
Rating Date
October 2025
Risk Based
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Major Rating Factors: A current level of 1.5 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (8.8). Excellent current capitalization (8.5 on a scale of 0 to 10) based on a risk-based capital ratio of 18.0 and a capital leverage ratio of 10.0.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Asset Mix: Home mtgs (39%), comm re (25%), cash (11%), securities (10%), home eq lns (4%), comm loans (3%), consumer loans (0%), other (8%)
States with Branches: VT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Group Affiliation
Investment Rating
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Address
221 Main Street
Brattleboro, VT 05301
Phone Number
(802) 254-5333
Year Founded
1912
FDIC Number
Largest Affiliates
No affiliate information available.