Brattleboro Savings & Loan Association
Major Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (9.1). Excellent current capitalization (8.6 on a scale of 0 to 10) based on a risk-based capital ratio of 17.9 and a capital leverage ratio of 10.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). Weak liquidity 2.3, driven by a liquidity ratio of 25.6 percent and a “hot money” ratio of 11.4 percent.
Asset Mix:
Home mtgs (38%), comm re (25%), securities (12%), cash (11%), home eq lns (4%), comm loans (3%), consumer loans (0%), other (8%)
States with Branches:
VT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
221 Main Street
Brattleboro, VT 05301
Brattleboro, VT 05301
Phone Number
(802) 254-5333
Year Founded
1912
FDIC Number
Website
Largest Affiliates
No affiliate information available.