First Federal Savings Bank of Twin Falls
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Fair (3.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 1.2 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (8.6). Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 13.1 and a capital leverage ratio of 8.3.
Asset Mix:
Home mtgs (37%), securities (21%), comm re (16%), comm loans (5%), cash (4%), home eq lns (4%), consumer loans (2%), other (11%)
States with Branches:
ID
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
383 Shoshone Street, North
Twin Falls, ID 83301
Twin Falls, ID 83301
Phone Number
(208) 733-4222
Year Founded
1916
FDIC Number
Website
Largest Affiliates
No affiliate information available.