D
First Piedmont Federal Savings and Loan Association
Gaffney,  SC
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
28.39
Return On
Assets
1.85%
Total
Assets
576.95M
Capital
161.89M
Total
Deposits
410.39M
Net
Income
5.26M
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Weiss Ratings First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Rating D
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 10.00
Stability Index 3.70
Company Info First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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FDIC Number 28859
Phone Number (864) 489-6046
Website www.firstpiedmont.com
Asset Quality First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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1-Year Asset Growth 4.86%
5-Year Asset Growth 7.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 2.17%
Non-Performing Loans to Loans 0.73%
Balance Sheet First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Total Assets 576.95M
Total Deposits 410.39M
Capital and Reserves First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Capital 161.89M
Leverage Ratio 28.39
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Hot Money Ratio 2.64%
Liquidity Ratio 16.77%
Profitability First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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5-Year Return on Average Assets 1.57%
Net Income 5.26M
Net Interest Spread 4.65%
Operating Profit to Average Assets 2.54%
Overhead Efficiency Ratio 54.64%
Return on Assets 1.85%
Return on Equity 6.60%