D
First Piedmont Federal Savings and Loan Association
Gaffney,  SC
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
27.99
Return On
Assets
1.75%
Total
Assets
563.49M
Capital
159.11M
Total
Deposits
399.75M
Net
Income
2.48M
My Lists My Alerts
Weiss Ratings First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 10.00
Stability Index 3.70
Company Info First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 28859
Phone Number (864) 489-6046
Website www.firstpiedmont.com
Asset Quality First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 1.20%
5-Year Asset Growth 7.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 1.86%
Non-Performing Loans to Loans 0.62%
Balance Sheet First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 563.49M
Total Deposits 399.75M
Capital and Reserves First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 159.11M
Leverage Ratio 27.99
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 2.71%
Liquidity Ratio 15.88%
Profitability First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.57%
Net Income 2.48M
Net Interest Spread 4.57%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 56.80%
Return on Assets 1.75%
Return on Equity 6.28%