D
First Piedmont Federal Savings and Loan Association
Gaffney,  SC
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
27.83
Return On
Assets
2.17%
Total
Assets
568.87M
Capital
156.63M
Total
Deposits
406.64M
Net
Income
11.98M
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Weiss Ratings First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Rating D
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 9.70
Stability Index 3.70
Company Info First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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FDIC Number 28859
Phone Number (864) 489-6046
Website www.firstpiedmont.com
Asset Quality First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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1-Year Asset Growth -0.68%
5-Year Asset Growth 7.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 1.84%
Non-Performing Loans to Loans 0.61%
Balance Sheet First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Total Assets 568.87M
Total Deposits 406.64M
Capital and Reserves First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Capital 156.63M
Leverage Ratio 27.83
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Hot Money Ratio 2.78%
Liquidity Ratio 18.54%
Profitability First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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5-Year Return on Average Assets 1.49%
Net Income 11.98M
Net Interest Spread 4.63%
Operating Profit to Average Assets 2.64%
Overhead Efficiency Ratio 53.11%
Return on Assets 2.17%
Return on Equity 7.99%