D
First Piedmont Federal Savings and Loan Association
Gaffney,  SC
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
28.72
Return On
Assets
1.81%
Total
Assets
580.71M
Capital
166.98M
Total
Deposits
408.89M
Net
Income
10.35M
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Weiss Ratings First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Rating D
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 9.50
Stability Index 3.70
Company Info First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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FDIC Number 28859
Phone Number (864) 489-6046
Website www.firstpiedmont.com
Asset Quality First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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1-Year Asset Growth 2.08%
5-Year Asset Growth 3.91%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 2.13%
Non-Performing Loans to Loans 0.73%
Balance Sheet First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Total Assets 580.71M
Total Deposits 408.89M
Capital and Reserves First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Capital 166.98M
Leverage Ratio 28.72
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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Hot Money Ratio 2.50%
Liquidity Ratio 16.60%
Profitability First Piedmont Federal Savings and Loan Association
Gaffney, SC 		Click to
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5-Year Return on Average Assets 1.57%
Net Income 10.35M
Net Interest Spread 4.70%
Operating Profit to Average Assets 2.48%
Overhead Efficiency Ratio 55.56%
Return on Assets 1.81%
Return on Equity 6.39%