Wallkill Valley Federal Savings and Loan Association

Wallkill, NY

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
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Total
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Weiss Ratings	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	5.80
Capitalization Index	6.00
Liquidity Index	0.90
Profitability Index	2.20
Stability Index	5.10

Company Info	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
FDIC Number	28870
Phone Number	(845) 895-2051
Website	www.wallkill.com

Asset Quality	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.69%
5-Year Asset Growth	8.21%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.46%
Non-Performing Loans to Capital	2.92%
Non-Performing Loans to Loans	0.64%

Balance Sheet	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	462.32M
Total Deposits	398.29M

Capital and Reserves	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Capital	42.32M
Leverage Ratio	8.72
Loan Loss Reserves to Loans	1.01%
Risk-Based Capital Ratio	13.71

Liquidity	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	26.02%
Liquidity Ratio	17.88%

Profitability	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.48%
Net Income	1.11M
Net Interest Spread	2.95%
Operating Profit to Average Assets	0.30%
Overhead Efficiency Ratio	89.17%
Return on Assets	0.25%
Return on Equity	2.66%