Wallkill Valley Federal Savings and Loan Association

Wallkill, NY

Rating Date

June 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
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Total
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Capital

Total
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Weiss Ratings	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.60
Capitalization Index	6.70
Liquidity Index	0.90
Profitability Index	3.20
Stability Index	5.70

Company Info	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
FDIC Number	28870
Phone Number	(845) 895-2051
Website	www.wallkill.com

Asset Quality	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.42%
5-Year Asset Growth	6.14%
5-Year Charge-Offs to Average Loans	0.03%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.40%
Non-Performing Loans to Capital	0.52%
Non-Performing Loans to Loans	0.55%

Balance Sheet	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	475.70M
Total Deposits	409.09M

Capital and Reserves	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Capital	46.05M
Leverage Ratio	9.19
Loan Loss Reserves to Loans	1.05%
Risk-Based Capital Ratio	14.74

Liquidity	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	25.52%
Liquidity Ratio	17.44%

Profitability	Wallkill Valley Federal Savings and Loan Association Wallkill, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.36%
Net Income	797.00K
Net Interest Spread	3.62%
Operating Profit to Average Assets	0.84%
Overhead Efficiency Ratio	77.02%
Return on Assets	0.68%
Return on Equity	6.98%