C
Wallkill Valley Federal Savings and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
14.25
Leverage
Ratio
8.83
Return On
Assets
0.40%
Total
Assets
464.68M
Capital
44.78M
Total
Deposits
397.62M
Net
Income
1.42M
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Weiss Ratings Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 6.30
Liquidity Index 0.80
Profitability Index 2.50
Stability Index 5.60
Company Info Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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FDIC Number 28870
Phone Number (845) 895-2051
Website www.wallkill.com
Asset Quality Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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1-Year Asset Growth -1.06%
5-Year Asset Growth 8.21%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 0.87%
Non-Performing Loans to Loans 0.61%
Balance Sheet Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Total Assets 464.68M
Total Deposits 397.62M
Capital and Reserves Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Capital 44.78M
Leverage Ratio 8.83
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 14.25
Liquidity Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Hot Money Ratio 23.43%
Liquidity Ratio 16.36%
Profitability Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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5-Year Return on Average Assets 0.37%
Net Income 1.42M
Net Interest Spread 3.25%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 80.50%
Return on Assets 0.40%
Return on Equity 4.35%