C
Wallkill Valley Federal Savings and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
13.89
Leverage
Ratio
8.79
Return On
Assets
0.39%
Total
Assets
472.53M
Capital
43.89M
Total
Deposits
410.45M
Net
Income
915.00K
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Weiss Ratings Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Rating C
Asset Quality Index 6.20
Capitalization Index 6.20
Liquidity Index 0.90
Profitability Index 2.40
Stability Index 5.40
Company Info Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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FDIC Number 28870
Phone Number (845) 895-2051
Website www.wallkill.com
Asset Quality Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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1-Year Asset Growth 4.67%
5-Year Asset Growth 8.21%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 3.69%
Non-Performing Loans to Loans 0.73%
Balance Sheet Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Total Assets 472.53M
Total Deposits 410.45M
Capital and Reserves Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Capital 43.89M
Leverage Ratio 8.79
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 13.89
Liquidity Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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Hot Money Ratio 24.43%
Liquidity Ratio 18.31%
Profitability Wallkill Valley Federal Savings and Loan Association
Wallkill, NY 		Click to
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5-Year Return on Average Assets 0.37%
Net Income 915.00K
Net Interest Spread 3.12%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 82.55%
Return on Assets 0.39%
Return on Equity 4.25%