C
Mechanics Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mechanics Bank
Mansfield, OH
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Rating C
Asset Quality Index 7.50
Capitalization Index 6.60
Liquidity Index 1.00
Profitability Index 3.40
Stability Index 5.00
Company Info Mechanics Bank
Mansfield, OH
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FDIC Number 29011
Phone Number (419) 524-0831
Website www.mymechanics.com
Asset Quality Mechanics Bank
Mansfield, OH
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1-Year Asset Growth 2.73%
5-Year Asset Growth 9.16%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.29%
Non-Performing Loans to Loans 0.52%
Balance Sheet Mechanics Bank
Mansfield, OH
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Total Assets 846.67M
Total Deposits 756.38M
Capital and Reserves Mechanics Bank
Mansfield, OH
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Capital 66.92M
Leverage Ratio 8.59
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 16.42
Liquidity Mechanics Bank
Mansfield, OH
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Hot Money Ratio 16.69%
Liquidity Ratio 15.04%
Profitability Mechanics Bank
Mansfield, OH
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5-Year Return on Average Assets 0.70%
Net Income 3.85M
Net Interest Spread 3.10%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 78.85%
Return on Assets 0.62%
Return on Equity 7.89%