C
Mechanics Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mechanics Bank
Mansfield, OH
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Rating C
Asset Quality Index 7.80
Capitalization Index 6.60
Liquidity Index 1.00
Profitability Index 1.00
Stability Index 5.40
Company Info Mechanics Bank
Mansfield, OH
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FDIC Number 29011
Phone Number (419) 524-0831
Website www.mymechanics.com
Asset Quality Mechanics Bank
Mansfield, OH
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1-Year Asset Growth 1.73%
5-Year Asset Growth 9.16%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.37%
Non-Performing Loans to Loans 0.47%
Balance Sheet Mechanics Bank
Mansfield, OH
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Total Assets 820.57M
Total Deposits 754.44M
Capital and Reserves Mechanics Bank
Mansfield, OH
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Capital 62.75M
Leverage Ratio 8.63
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 16.86
Liquidity Mechanics Bank
Mansfield, OH
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Hot Money Ratio 17.67%
Liquidity Ratio 16.84%
Profitability Mechanics Bank
Mansfield, OH
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5-Year Return on Average Assets 0.76%
Net Income 4.02M
Net Interest Spread 2.76%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 82.86%
Return on Assets 0.49%
Return on Equity 6.53%