C
Mechanics Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mechanics Bank
Mansfield, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.40
Capitalization Index 6.60
Liquidity Index 1.20
Profitability Index 3.70
Stability Index 5.00
Company Info Mechanics Bank
Mansfield, OH
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 29011
Phone Number (419) 524-0831
Website www.mymechanics.com
Asset Quality Mechanics Bank
Mansfield, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.33%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.59%
Non-Performing Loans to Loans 0.46%
Balance Sheet Mechanics Bank
Mansfield, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 872.52M
Total Deposits 766.14M
Capital and Reserves Mechanics Bank
Mansfield, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 68.93M
Leverage Ratio 8.58
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 16.31
Liquidity Mechanics Bank
Mansfield, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.11%
Liquidity Ratio 15.57%
Profitability Mechanics Bank
Mansfield, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.70%
Net Income 5.63M
Net Interest Spread 3.14%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 77.70%
Return on Assets 0.67%
Return on Equity 8.55%