C
Mechanics Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mechanics Bank
Mansfield, OH
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Rating C
Asset Quality Index 7.70
Capitalization Index 6.60
Liquidity Index 1.00
Profitability Index 3.30
Stability Index 5.00
Company Info Mechanics Bank
Mansfield, OH
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FDIC Number 29011
Phone Number (419) 524-0831
Website www.mymechanics.com
Asset Quality Mechanics Bank
Mansfield, OH
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1-Year Asset Growth 0.18%
5-Year Asset Growth 9.16%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.48%
Balance Sheet Mechanics Bank
Mansfield, OH
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Total Assets 817.91M
Total Deposits 749.16M
Capital and Reserves Mechanics Bank
Mansfield, OH
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Capital 64.85M
Leverage Ratio 8.65
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 16.92
Liquidity Mechanics Bank
Mansfield, OH
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Hot Money Ratio 16.66%
Liquidity Ratio 16.11%
Profitability Mechanics Bank
Mansfield, OH
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5-Year Return on Average Assets 0.70%
Net Income 1.09M
Net Interest Spread 2.96%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 81.08%
Return on Assets 0.53%
Return on Equity 6.82%