C
Bedford Federal Savings Bank
BedfordIN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Assets
Capital
Total
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Weiss Ratings Bedford Federal Savings Bank
Bedford, IN
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Rating C
Asset Quality Index 4.30
Capitalization Index 8.10
Liquidity Index 0.80
Profitability Index 5.30
Stability Index 6.00
Company Info Bedford Federal Savings Bank
Bedford, IN
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FDIC Number 29024
Phone Number (812) 275-5907
Website www.bedfed.com
Asset Quality Bedford Federal Savings Bank
Bedford, IN
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1-Year Asset Growth 17.12%
5-Year Asset Growth 19.30%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 13.21%
Non-Performing Loans to Loans 1.71%
Balance Sheet Bedford Federal Savings Bank
Bedford, IN
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Total Assets 280.49M
Total Deposits 242.59M
Capital and Reserves Bedford Federal Savings Bank
Bedford, IN
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Capital 26.61M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity Bedford Federal Savings Bank
Bedford, IN
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Hot Money Ratio 24.19%
Liquidity Ratio 15.43%
Profitability Bedford Federal Savings Bank
Bedford, IN
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5-Year Return on Average Assets 0.98%
Net Income 2.09M
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 60.76%
Return on Assets 1.02%
Return on Equity 10.93%