C
Bedford Federal Savings Bank
BedfordIN
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bedford Federal Savings Bank
Bedford, IN
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Rating C
Asset Quality Index 3.90
Capitalization Index 8.90
Liquidity Index 0.40
Profitability Index 6.50
Stability Index 3.70
Company Info Bedford Federal Savings Bank
Bedford, IN
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FDIC Number 29024
Phone Number (812) 275-5907
Website www.bedfed.com
Asset Quality Bedford Federal Savings Bank
Bedford, IN
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1-Year Asset Growth 8.47%
5-Year Asset Growth 16.28%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.55%
Non-Performing Loans to Capital 14.09%
Non-Performing Loans to Loans 1.85%
Balance Sheet Bedford Federal Savings Bank
Bedford, IN
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Total Assets 285.55M
Total Deposits 245.51M
Capital and Reserves Bedford Federal Savings Bank
Bedford, IN
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Capital 28.72M
Leverage Ratio 10.26
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity Bedford Federal Savings Bank
Bedford, IN
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Hot Money Ratio 26.81%
Liquidity Ratio 11.98%
Profitability Bedford Federal Savings Bank
Bedford, IN
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5-Year Return on Average Assets 1.00%
Net Income 1.08M
Net Interest Spread 3.94%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 52.81%
Return on Assets 1.52%
Return on Equity 15.32%