C
Bedford Federal Savings Bank
BedfordIN
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
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Return On
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Capital
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Weiss Ratings Bedford Federal Savings Bank
Bedford, IN
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Rating C
Asset Quality Index 4.10
Capitalization Index 8.00
Liquidity Index 0.70
Profitability Index 5.50
Stability Index 3.70
Company Info Bedford Federal Savings Bank
Bedford, IN
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FDIC Number 29024
Phone Number (812) 275-5907
Website www.bedfed.com
Asset Quality Bedford Federal Savings Bank
Bedford, IN
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1-Year Asset Growth 11.36%
5-Year Asset Growth 16.28%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 1.62%
Non-Performing Loans to Capital 15.30%
Non-Performing Loans to Loans 2.00%
Balance Sheet Bedford Federal Savings Bank
Bedford, IN
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Total Assets 285.64M
Total Deposits 246.65M
Capital and Reserves Bedford Federal Savings Bank
Bedford, IN
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Capital 27.64M
Leverage Ratio 9.66
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity Bedford Federal Savings Bank
Bedford, IN
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Hot Money Ratio 26.26%
Liquidity Ratio 14.80%
Profitability Bedford Federal Savings Bank
Bedford, IN
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5-Year Return on Average Assets 0.98%
Net Income 3.06M
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 60.51%
Return on Assets 1.10%
Return on Equity 11.82%