| Weiss Ratings |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| FDIC Number | 29035 | |||
| Phone Number | (304) 387-1620 | |||
| Website | www.hcsbank.com | |||
| Asset Quality |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| 1-Year Asset Growth | 3.81% | |||
| 5-Year Asset Growth | 3.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 3.25% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Total Assets | 508.03M | |||
| Total Deposits | 401.21M | |||
| Capital and Reserves |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Capital | 92.39M | |||
| Leverage Ratio | 18.37 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 36.88 | |||
| Liquidity |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Hot Money Ratio | 22.29% | |||
| Liquidity Ratio | 13.88% | |||
| Profitability |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 2.40M | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 65.57% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 5.26% | |||