| Weiss Ratings |
Hancock County Savings Bank, F.S.B.
Chester, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Hancock County Savings Bank, F.S.B.
Chester, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 29035 | |||
| Phone Number | (304) 387-1620 | |||
| Website | www.hcsbank.com | |||
| Asset Quality |
Hancock County Savings Bank, F.S.B.
Chester, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.50% | |||
| 5-Year Asset Growth | 5.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 2.42% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Hancock County Savings Bank, F.S.B.
Chester, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 492.76M | |||
| Total Deposits | 389.18M | |||
| Capital and Reserves |
Hancock County Savings Bank, F.S.B.
Chester, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 87.19M | |||
| Leverage Ratio | 17.94 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 35.95 | |||
| Liquidity |
Hancock County Savings Bank, F.S.B.
Chester, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.19% | |||
| Liquidity Ratio | 12.77% | |||
| Profitability |
Hancock County Savings Bank, F.S.B.
Chester, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 924.00K | |||
| Net Interest Spread | 3.12% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 69.66% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 4.26% | |||