| Weiss Ratings |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| FDIC Number | 29035 | |||
| Phone Number | (304) 387-1620 | |||
| Website | www.hcsbank.com | |||
| Asset Quality |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| 1-Year Asset Growth | 1.51% | |||
| 5-Year Asset Growth | 5.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 3.14% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Total Assets | 481.81M | |||
| Total Deposits | 378.14M | |||
| Capital and Reserves |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Capital | 89.25M | |||
| Leverage Ratio | 18.30 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 36.22 | |||
| Liquidity |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| Hot Money Ratio | 20.12% | |||
| Liquidity Ratio | 9.35% | |||
| Profitability |
Hancock County Savings Bank, F.S.B.
Chester, WV |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 2.85M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 68.93% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 4.34% | |||