C
Southwest Heritage Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Heritage Bank
Scottsdale, AZ
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 3.30
Stability Index 5.90
Company Info Southwest Heritage Bank
Scottsdale, AZ
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FDIC Number 29087
Phone Number (480) 253-4500
Website www.swhbank.com
Asset Quality Southwest Heritage Bank
Scottsdale, AZ
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1-Year Asset Growth 1.06%
5-Year Asset Growth 26.51%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans -0.91%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.36%
Non-Performing Loans to Loans 0.64%
Balance Sheet Southwest Heritage Bank
Scottsdale, AZ
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Total Assets 927.52M
Total Deposits 798.33M
Capital and Reserves Southwest Heritage Bank
Scottsdale, AZ
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Capital 111.42M
Leverage Ratio 11.86
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio 15.44
Liquidity Southwest Heritage Bank
Scottsdale, AZ
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Hot Money Ratio 21.37%
Liquidity Ratio 19.11%
Profitability Southwest Heritage Bank
Scottsdale, AZ
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5-Year Return on Average Assets 0.30%
Net Income 5.16M
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 77.11%
Return on Assets 1.10%
Return on Equity 9.49%