C
Southwest Heritage Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Heritage Bank
Scottsdale, AZ
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 2.60
Stability Index 5.70
Company Info Southwest Heritage Bank
Scottsdale, AZ
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FDIC Number 29087
Phone Number (480) 253-4500
Website www.swhbank.com
Asset Quality Southwest Heritage Bank
Scottsdale, AZ
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1-Year Asset Growth -3.63%
5-Year Asset Growth 26.51%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans -0.90%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.31%
Non-Performing Loans to Loans 0.83%
Balance Sheet Southwest Heritage Bank
Scottsdale, AZ
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Total Assets 940.02M
Total Deposits 818.15M
Capital and Reserves Southwest Heritage Bank
Scottsdale, AZ
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Capital 109.04M
Leverage Ratio 11.10
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 14.81
Liquidity Southwest Heritage Bank
Scottsdale, AZ
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Hot Money Ratio 21.59%
Liquidity Ratio 20.60%
Profitability Southwest Heritage Bank
Scottsdale, AZ
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5-Year Return on Average Assets 0.30%
Net Income 2.64M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 77.57%
Return on Assets 1.12%
Return on Equity 9.85%