C
Southwest Heritage Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Heritage Bank
Scottsdale, AZ
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 3.70
Stability Index 6.20
Company Info Southwest Heritage Bank
Scottsdale, AZ
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FDIC Number 29087
Phone Number (480) 253-4500
Website www.swhbank.com
Asset Quality Southwest Heritage Bank
Scottsdale, AZ
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1-Year Asset Growth -2.24%
5-Year Asset Growth 20.54%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans -0.44%
Non-Performing Assets to Assets 1.01%
Non-Performing Loans to Capital 7.22%
Non-Performing Loans to Loans 1.60%
Balance Sheet Southwest Heritage Bank
Scottsdale, AZ
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Total Assets 893.88M
Total Deposits 762.80M
Capital and Reserves Southwest Heritage Bank
Scottsdale, AZ
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Capital 118.39M
Leverage Ratio 12.90
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 15.42
Liquidity Southwest Heritage Bank
Scottsdale, AZ
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Hot Money Ratio 18.19%
Liquidity Ratio 9.24%
Profitability Southwest Heritage Bank
Scottsdale, AZ
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5-Year Return on Average Assets 0.30%
Net Income 8.97M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 77.02%
Return on Assets 0.97%
Return on Equity 8.00%