PyraMax Bank, F.S.B.
Major Rating Factors:
Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.3 has resulted in Weak (1.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.3 and a capital leverage ratio of 11.0. A current level of 2.2 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Excellent asset quality (7.2).
Asset Mix:
Comm re (19%), securities (18%), home mtgs (18%), comm loans (9%), home eq lns (3%), cash (2%), other (31%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
1895 Bancorp of Wisconsin, Inc.
Investment Rating
--
Address
7001 West Edgerton Avenue
Greenfield, WI 53220
Greenfield, WI 53220
Phone Number
(414) 421-8200
Year Founded
1895
FDIC Number
Website
Largest Affiliates
No affiliate information available.