| Weiss Ratings |
UNION Savings BANK
Freeport, IL |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 2.90 | |||
| Company Info |
UNION Savings BANK
Freeport, IL |
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| FDIC Number | 29121 | |||
| Phone Number | (815) 235-0800 | |||
| Website | www.unionsavingsbank.com | |||
| Asset Quality |
UNION Savings BANK
Freeport, IL |
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| 1-Year Asset Growth | 0.36% | |||
| 5-Year Asset Growth | 0.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 1.89% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
UNION Savings BANK
Freeport, IL |
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| Total Assets | 183.31M | |||
| Total Deposits | 167.12M | |||
| Capital and Reserves |
UNION Savings BANK
Freeport, IL |
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| Capital | 14.13M | |||
| Leverage Ratio | 9.55 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Risk-Based Capital Ratio | 16.36 | |||
| Liquidity |
UNION Savings BANK
Freeport, IL |
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| Hot Money Ratio | 12.15% | |||
| Liquidity Ratio | 35.18% | |||
| Profitability |
UNION Savings BANK
Freeport, IL |
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| 5-Year Return on Average Assets | 0.07% | |||
| Net Income | 179.00K | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 0.46% | |||
| Overhead Efficiency Ratio | 90.07% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 5.06% | |||