| Weiss Ratings |
UNION Savings BANK
Freeport, IL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 3.10 | |||
| Company Info |
UNION Savings BANK
Freeport, IL |
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| FDIC Number | 29121 | |||
| Phone Number | (815) 235-0800 | |||
| Website | www.unionsavingsbank.com | |||
| Asset Quality |
UNION Savings BANK
Freeport, IL |
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| 1-Year Asset Growth | -2.94% | |||
| 5-Year Asset Growth | 3.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 2.38% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
UNION Savings BANK
Freeport, IL |
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| Total Assets | 182.65M | |||
| Total Deposits | 168.65M | |||
| Capital and Reserves |
UNION Savings BANK
Freeport, IL |
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| Capital | 12.35M | |||
| Leverage Ratio | 9.23 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | 16.32 | |||
| Liquidity |
UNION Savings BANK
Freeport, IL |
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| Hot Money Ratio | 13.43% | |||
| Liquidity Ratio | 37.35% | |||
| Profitability |
UNION Savings BANK
Freeport, IL |
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| 5-Year Return on Average Assets | 0.06% | |||
| Net Income | 39.00K | |||
| Net Interest Spread | 2.82% | |||
| Operating Profit to Average Assets | 0.10% | |||
| Overhead Efficiency Ratio | 97.32% | |||
| Return on Assets | 0.09% | |||
| Return on Equity | 1.30% | |||