| Weiss Ratings |
UNION Savings BANK
Freeport, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 2.40 | |||
| Company Info |
UNION Savings BANK
Freeport, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 29121 | |||
| Phone Number | (815) 235-0800 | |||
| Website | www.unionsavingsbank.com | |||
| Asset Quality |
UNION Savings BANK
Freeport, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.51% | |||
| 5-Year Asset Growth | 3.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 2.59% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
UNION Savings BANK
Freeport, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 179.75M | |||
| Total Deposits | 166.43M | |||
| Capital and Reserves |
UNION Savings BANK
Freeport, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 11.62M | |||
| Leverage Ratio | 9.30 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Risk-Based Capital Ratio | 15.64 | |||
| Liquidity |
UNION Savings BANK
Freeport, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.15% | |||
| Liquidity Ratio | 36.93% | |||
| Profitability |
UNION Savings BANK
Freeport, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.14% | |||
| Net Income | -72.00K | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | -0.08% | |||
| Overhead Efficiency Ratio | 100.50% | |||
| Return on Assets | -0.04% | |||
| Return on Equity | -0.63% | |||