| Weiss Ratings |
UNION Savings BANK
Freeport, IL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 3.30 | |||
| Company Info |
UNION Savings BANK
Freeport, IL |
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| FDIC Number | 29121 | |||
| Phone Number | (815) 235-0800 | |||
| Website | www.unionsavingsbank.com | |||
| Asset Quality |
UNION Savings BANK
Freeport, IL |
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| 1-Year Asset Growth | -0.72% | |||
| 5-Year Asset Growth | 3.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 2.84% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
UNION Savings BANK
Freeport, IL |
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| Total Assets | 178.61M | |||
| Total Deposits | 163.06M | |||
| Capital and Reserves |
UNION Savings BANK
Freeport, IL |
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| Capital | 13.63M | |||
| Leverage Ratio | 9.49 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Risk-Based Capital Ratio | 16.34 | |||
| Liquidity |
UNION Savings BANK
Freeport, IL |
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| Hot Money Ratio | 13.26% | |||
| Liquidity Ratio | 35.06% | |||
| Profitability |
UNION Savings BANK
Freeport, IL |
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| 5-Year Return on Average Assets | 0.06% | |||
| Net Income | 270.00K | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | 0.26% | |||
| Overhead Efficiency Ratio | 93.73% | |||
| Return on Assets | 0.20% | |||
| Return on Equity | 2.84% | |||