C
American Federal Bank
FargoND
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Federal Bank
Fargo, ND
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Rating C
Asset Quality Index 8.30
Capitalization Index 8.40
Liquidity Index 0.70
Profitability Index 5.00
Stability Index 4.30
Company Info American Federal Bank
Fargo, ND
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FDIC Number 29140
Phone Number (701) 461-5900
Website www.americanfederalbank.com
Asset Quality American Federal Bank
Fargo, ND
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1-Year Asset Growth -5.33%
5-Year Asset Growth 5.29%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.13%
Non-Performing Loans to Loans 0.09%
Balance Sheet American Federal Bank
Fargo, ND
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Total Assets 770.46M
Total Deposits 597.48M
Capital and Reserves American Federal Bank
Fargo, ND
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Capital 74.84M
Leverage Ratio 9.95
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 14.98
Liquidity American Federal Bank
Fargo, ND
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Hot Money Ratio 20.22%
Liquidity Ratio 8.80%
Profitability American Federal Bank
Fargo, ND
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5-Year Return on Average Assets 1.12%
Net Income 6.60M
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 72.68%
Return on Assets 1.15%
Return on Equity 12.35%