NorthEast Community Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 0.0 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Excellent asset quality (7.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.1 and a capital leverage ratio of 15.1. Operating profits as a percentage of assets at 3.0%, coupled with a return on assets of 2.2 has resulted in Excellent (9.8) profitability.
Asset Mix:
Comm loans (6%), cash (4%), comm re (2%), securities (1%), home mtgs (0%), other (87%)
States with Branches:
MA, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Northeast Community Bancorp, Inc.
Investment Rating
--
Address
325 Hamilton Avenue
White Plains, NY 10601
White Plains, NY 10601
Phone Number
(914) 684-2500
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.