D
United Roosevelt Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings United Roosevelt Savings Bank
Carteret, NJ
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Rating D
Asset Quality Index 6.90
Capitalization Index 5.70
Liquidity Index 0.10
Profitability Index 1.80
Stability Index 3.40
Company Info United Roosevelt Savings Bank
Carteret, NJ
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FDIC Number 29170
Phone Number (732) 541-5445
Website ursb.bank
Asset Quality United Roosevelt Savings Bank
Carteret, NJ
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1-Year Asset Growth 11.47%
5-Year Asset Growth 23.04%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 0.35%
Balance Sheet United Roosevelt Savings Bank
Carteret, NJ
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Total Assets 352.52M
Total Deposits 274.49M
Capital and Reserves United Roosevelt Savings Bank
Carteret, NJ
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Capital 25.10M
Leverage Ratio 7.71
Loan Loss Reserves to Loans 0.69%
Risk-Based Capital Ratio 11.96
Liquidity United Roosevelt Savings Bank
Carteret, NJ
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Hot Money Ratio 33.74%
Liquidity Ratio 8.11%
Profitability United Roosevelt Savings Bank
Carteret, NJ
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5-Year Return on Average Assets 0.38%
Net Income 555.00K
Net Interest Spread 2.74%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 80.08%
Return on Assets 0.22%
Return on Equity 3.03%