D
United Roosevelt Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Net
Income
Weiss Ratings United Roosevelt Savings Bank
Carteret, NJ
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Rating D
Asset Quality Index 7.70
Capitalization Index 7.20
Liquidity Index 0.10
Profitability Index 2.80
Stability Index 4.20
Company Info United Roosevelt Savings Bank
Carteret, NJ
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FDIC Number 29170
Phone Number (732) 541-5445
Website ursb.bank
Asset Quality United Roosevelt Savings Bank
Carteret, NJ
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1-Year Asset Growth 17.20%
5-Year Asset Growth 21.08%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 2.00%
Non-Performing Loans to Loans 0.43%
Balance Sheet United Roosevelt Savings Bank
Carteret, NJ
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Total Assets 381.16M
Total Deposits 303.46M
Capital and Reserves United Roosevelt Savings Bank
Carteret, NJ
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Capital 33.94M
Leverage Ratio 9.11
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio 14.27
Liquidity United Roosevelt Savings Bank
Carteret, NJ
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Hot Money Ratio 29.81%
Liquidity Ratio 5.39%
Profitability United Roosevelt Savings Bank
Carteret, NJ
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5-Year Return on Average Assets 0.38%
Net Income 851.00K
Net Interest Spread 2.91%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 75.87%
Return on Assets 0.44%
Return on Equity 5.32%