D
United Roosevelt Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
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Capital
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Net
Income
Weiss Ratings United Roosevelt Savings Bank
Carteret, NJ
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Rating D
Asset Quality Index 7.20
Capitalization Index 6.10
Liquidity Index 0.10
Profitability Index 1.50
Stability Index 3.70
Company Info United Roosevelt Savings Bank
Carteret, NJ
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FDIC Number 29170
Phone Number (732) 541-5445
Website ursb.bank
Asset Quality United Roosevelt Savings Bank
Carteret, NJ
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1-Year Asset Growth 9.86%
5-Year Asset Growth 23.04%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.14%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.84%
Non-Performing Loans to Loans 0.36%
Balance Sheet United Roosevelt Savings Bank
Carteret, NJ
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Total Assets 317.89M
Total Deposits 250.90M
Capital and Reserves United Roosevelt Savings Bank
Carteret, NJ
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Capital 24.12M
Leverage Ratio 8.06
Loan Loss Reserves to Loans 0.57%
Risk-Based Capital Ratio 12.58
Liquidity United Roosevelt Savings Bank
Carteret, NJ
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Hot Money Ratio 27.08%
Liquidity Ratio 8.20%
Profitability United Roosevelt Savings Bank
Carteret, NJ
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5-Year Return on Average Assets 0.38%
Net Income 205.00K
Net Interest Spread 2.76%
Operating Profit to Average Assets 0.41%
Overhead Efficiency Ratio 80.91%
Return on Assets 0.26%
Return on Equity 3.43%