| Weiss Ratings |
Graham Savings and Loan, SSB
Graham, TX |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.20 | |||
| Company Info |
Graham Savings and Loan, SSB
Graham, TX |
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| FDIC Number | 29206 | |||
| Phone Number | (940) 549-2066 | |||
| Website | www.grahamsl.com | |||
| Asset Quality |
Graham Savings and Loan, SSB
Graham, TX |
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| 1-Year Asset Growth | -3.63% | |||
| 5-Year Asset Growth | 2.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 8.62% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Graham Savings and Loan, SSB
Graham, TX |
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| Total Assets | 155.69M | |||
| Total Deposits | 129.49M | |||
| Capital and Reserves |
Graham Savings and Loan, SSB
Graham, TX |
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| Capital | 16.66M | |||
| Leverage Ratio | 10.79 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Risk-Based Capital Ratio | 19.82 | |||
| Liquidity |
Graham Savings and Loan, SSB
Graham, TX |
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| Hot Money Ratio | 37.36% | |||
| Liquidity Ratio | 23.91% | |||
| Profitability |
Graham Savings and Loan, SSB
Graham, TX |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 321.00K | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 87.46% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.88% | |||