| Weiss Ratings |
GRAHAM SAVINGS AND LOAN, SSB.
Graham, TX |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
GRAHAM SAVINGS AND LOAN, SSB.
Graham, TX |
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| FDIC Number | 29206 | |||
| Phone Number | (940) 549-2066 | |||
| Website | www.grahamsl.com | |||
| Asset Quality |
GRAHAM SAVINGS AND LOAN, SSB.
Graham, TX |
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| 1-Year Asset Growth | -0.38% | |||
| 5-Year Asset Growth | 1.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 4.91% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
GRAHAM SAVINGS AND LOAN, SSB.
Graham, TX |
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| Total Assets | 155.09M | |||
| Total Deposits | 132.52M | |||
| Capital and Reserves |
GRAHAM SAVINGS AND LOAN, SSB.
Graham, TX |
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| Capital | 18.08M | |||
| Leverage Ratio | 11.73 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Risk-Based Capital Ratio | 21.91 | |||
| Liquidity |
GRAHAM SAVINGS AND LOAN, SSB.
Graham, TX |
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| Hot Money Ratio | 33.26% | |||
| Liquidity Ratio | 25.76% | |||
| Profitability |
GRAHAM SAVINGS AND LOAN, SSB.
Graham, TX |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 967.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 72.42% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 10.93% | |||