| Weiss Ratings |
Graham Savings and Loan, SSB
Graham, TX |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 6.20 | |||
| Company Info |
Graham Savings and Loan, SSB
Graham, TX |
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| FDIC Number | 29206 | |||
| Phone Number | (940) 549-2066 | |||
| Website | www.grahamsl.com | |||
| Asset Quality |
Graham Savings and Loan, SSB
Graham, TX |
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| 1-Year Asset Growth | -0.69% | |||
| 5-Year Asset Growth | 2.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.80% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Graham Savings and Loan, SSB
Graham, TX |
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| Total Assets | 160.10M | |||
| Total Deposits | 133.54M | |||
| Capital and Reserves |
Graham Savings and Loan, SSB
Graham, TX |
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| Capital | 17.03M | |||
| Leverage Ratio | 10.71 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Risk-Based Capital Ratio | 20.86 | |||
| Liquidity |
Graham Savings and Loan, SSB
Graham, TX |
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| Hot Money Ratio | 36.62% | |||
| Liquidity Ratio | 29.36% | |||
| Profitability |
Graham Savings and Loan, SSB
Graham, TX |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 679.00K | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 84.58% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 5.44% | |||