| Weiss Ratings |
Washington Savings Bank
Effingham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 6.90 | |||
| Company Info |
Washington Savings Bank
Effingham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 29227 | |||
| Phone Number | (217) 347-7173 | |||
| Website | www.washingtonsavings.net/ | |||
| Asset Quality |
Washington Savings Bank
Effingham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.08% | |||
| 5-Year Asset Growth | 9.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.52% | |||
| Non-Performing Loans to Capital | 7.20% | |||
| Non-Performing Loans to Loans | 2.68% | |||
| Balance Sheet |
Washington Savings Bank
Effingham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 585.49M | |||
| Total Deposits | 505.50M | |||
| Capital and Reserves |
Washington Savings Bank
Effingham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 61.37M | |||
| Leverage Ratio | 11.62 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | 20.27 | |||
| Liquidity |
Washington Savings Bank
Effingham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.62% | |||
| Liquidity Ratio | 39.09% | |||
| Profitability |
Washington Savings Bank
Effingham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 181.00K | |||
| Net Interest Spread | 2.16% | |||
| Operating Profit to Average Assets | 0.04% | |||
| Overhead Efficiency Ratio | 87.52% | |||
| Return on Assets | 0.06% | |||
| Return on Equity | 0.60% | |||