| Weiss Ratings |
Washington Savings Bank
Effingham, IL |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
Washington Savings Bank
Effingham, IL |
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| FDIC Number | 29227 | |||
| Phone Number | (217) 347-7173 | |||
| Website | www.washingtonsavings.net/ | |||
| Asset Quality |
Washington Savings Bank
Effingham, IL |
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| 1-Year Asset Growth | -0.03% | |||
| 5-Year Asset Growth | 5.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 1.39% | |||
| Non-Performing Loans to Capital | 5.93% | |||
| Non-Performing Loans to Loans | 2.26% | |||
| Balance Sheet |
Washington Savings Bank
Effingham, IL |
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| Total Assets | 585.34M | |||
| Total Deposits | 504.35M | |||
| Capital and Reserves |
Washington Savings Bank
Effingham, IL |
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| Capital | 67.39M | |||
| Leverage Ratio | 12.07 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Risk-Based Capital Ratio | 19.92 | |||
| Liquidity |
Washington Savings Bank
Effingham, IL |
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| Hot Money Ratio | 12.70% | |||
| Liquidity Ratio | 34.26% | |||
| Profitability |
Washington Savings Bank
Effingham, IL |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 2.27M | |||
| Net Interest Spread | 2.65% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 66.67% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 6.80% | |||