| Weiss Ratings |
Washington Savings Bank
Effingham, IL |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 6.70 | |||
| Company Info |
Washington Savings Bank
Effingham, IL |
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| FDIC Number | 29227 | |||
| Phone Number | (217) 347-7173 | |||
| Website | www.washingtonsavings.net/ | |||
| Asset Quality |
Washington Savings Bank
Effingham, IL |
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| 1-Year Asset Growth | 3.41% | |||
| 5-Year Asset Growth | 5.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.47% | |||
| Non-Performing Loans to Capital | 7.08% | |||
| Non-Performing Loans to Loans | 2.50% | |||
| Balance Sheet |
Washington Savings Bank
Effingham, IL |
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| Total Assets | 586.24M | |||
| Total Deposits | 501.68M | |||
| Capital and Reserves |
Washington Savings Bank
Effingham, IL |
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| Capital | 66.19M | |||
| Leverage Ratio | 11.84 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 20.11 | |||
| Liquidity |
Washington Savings Bank
Effingham, IL |
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| Hot Money Ratio | 12.74% | |||
| Liquidity Ratio | 36.75% | |||
| Profitability |
Washington Savings Bank
Effingham, IL |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 1.80M | |||
| Net Interest Spread | 2.34% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 81.32% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 2.88% | |||