C
Woodruff Federal Savings and Loan Association
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
33.26
Return On
Assets
0.26%
Total
Assets
96.64M
Capital
33.34M
Total
Deposits
61.68M
Net
Income
64.00K
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Weiss Ratings Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 1.90
Stability Index 7.40
Company Info Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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FDIC Number 29238
Phone Number (864) 476-8144
Website www.woodrufffederal.com
Asset Quality Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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1-Year Asset Growth 3.10%
5-Year Asset Growth -1.51%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 0.74%
Non-Performing Loans to Loans 0.40%
Balance Sheet Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Total Assets 96.64M
Total Deposits 61.68M
Capital and Reserves Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Capital 33.34M
Leverage Ratio 33.26
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Hot Money Ratio 53.21%
Liquidity Ratio 43.48%
Profitability Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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5-Year Return on Average Assets 0.22%
Net Income 64.00K
Net Interest Spread 2.26%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 88.25%
Return on Assets 0.26%
Return on Equity 0.77%