C
Woodruff Federal Savings and Loan Association
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
32.83
Return On
Assets
0.17%
Total
Assets
95.59M
Capital
33.27M
Total
Deposits
60.74M
Net
Income
164.00K
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Weiss Ratings Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 2.00
Stability Index 7.60
Company Info Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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FDIC Number 29238
Phone Number (864) 476-8144
Website www.woodrufffederal.com
Asset Quality Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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1-Year Asset Growth -0.09%
5-Year Asset Growth -1.51%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.41%
Balance Sheet Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Total Assets 95.59M
Total Deposits 60.74M
Capital and Reserves Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Capital 33.27M
Leverage Ratio 32.83
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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Hot Money Ratio 51.79%
Liquidity Ratio 43.68%
Profitability Woodruff Federal Savings and Loan Association
Woodruff, SC 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 164.00K
Net Interest Spread 2.18%
Operating Profit to Average Assets 0.11%
Overhead Efficiency Ratio 94.73%
Return on Assets 0.17%
Return on Equity 0.49%