C
Henderson Federal Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Henderson Federal Savings Bank
Henderson, TX
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Rating C
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 5.40
Stability Index 3.70
Company Info Henderson Federal Savings Bank
Henderson, TX
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FDIC Number 29241
Phone Number (903) 657-2577
Website www.hendersonfederal.com/
Asset Quality Henderson Federal Savings Bank
Henderson, TX
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1-Year Asset Growth 4.53%
5-Year Asset Growth 0.95%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 2.50%
Non-Performing Loans to Capital 8.62%
Non-Performing Loans to Loans 3.32%
Balance Sheet Henderson Federal Savings Bank
Henderson, TX
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Total Assets 116.91M
Total Deposits 86.46M
Capital and Reserves Henderson Federal Savings Bank
Henderson, TX
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Capital 29.89M
Leverage Ratio 25.84
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio --
Liquidity Henderson Federal Savings Bank
Henderson, TX
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Hot Money Ratio 41.36%
Liquidity Ratio 26.26%
Profitability Henderson Federal Savings Bank
Henderson, TX
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5-Year Return on Average Assets 0.88%
Net Income 1.20M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 62.36%
Return on Assets 1.05%
Return on Equity 4.13%