C
Henderson Federal Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Henderson Federal Savings Bank
Henderson, TX
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Rating C
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 5.30
Stability Index 3.70
Company Info Henderson Federal Savings Bank
Henderson, TX
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FDIC Number 29241
Phone Number (903) 657-2577
Website www.hendersonfederal.com/
Asset Quality Henderson Federal Savings Bank
Henderson, TX
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1-Year Asset Growth 1.89%
5-Year Asset Growth 1.09%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 1.55%
Non-Performing Loans to Capital 4.55%
Non-Performing Loans to Loans 1.60%
Balance Sheet Henderson Federal Savings Bank
Henderson, TX
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Total Assets 111.84M
Total Deposits 83.01M
Capital and Reserves Henderson Federal Savings Bank
Henderson, TX
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Capital 28.42M
Leverage Ratio 25.81
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio --
Liquidity Henderson Federal Savings Bank
Henderson, TX
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Hot Money Ratio 40.38%
Liquidity Ratio 20.41%
Profitability Henderson Federal Savings Bank
Henderson, TX
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5-Year Return on Average Assets 0.84%
Net Income 1.27M
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 60.39%
Return on Assets 1.15%
Return on Equity 4.58%