C
Henderson Federal Savings Bank
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Henderson Federal Savings Bank
Henderson, TX
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Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 5.10
Stability Index 3.70
Company Info Henderson Federal Savings Bank
Henderson, TX
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FDIC Number 29241
Phone Number (903) 657-2577
Website www.hendersonfederal.com/
Asset Quality Henderson Federal Savings Bank
Henderson, TX
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1-Year Asset Growth 1.90%
5-Year Asset Growth 0.95%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.36%
Non-Performing Loans to Capital 8.17%
Non-Performing Loans to Loans 3.14%
Balance Sheet Henderson Federal Savings Bank
Henderson, TX
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Total Assets 118.50M
Total Deposits 87.68M
Capital and Reserves Henderson Federal Savings Bank
Henderson, TX
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Capital 30.12M
Leverage Ratio 25.80
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio --
Liquidity Henderson Federal Savings Bank
Henderson, TX
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Hot Money Ratio 42.56%
Liquidity Ratio 26.72%
Profitability Henderson Federal Savings Bank
Henderson, TX
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5-Year Return on Average Assets 0.96%
Net Income 282.00K
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 64.11%
Return on Assets 0.96%
Return on Equity 3.76%