C
Henderson Federal Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Henderson Federal Savings Bank
Henderson, TX
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Rating C
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 5.40
Stability Index 3.70
Company Info Henderson Federal Savings Bank
Henderson, TX
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FDIC Number 29241
Phone Number (903) 657-2577
Website www.hendersonfederal.com/
Asset Quality Henderson Federal Savings Bank
Henderson, TX
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1-Year Asset Growth 3.22%
5-Year Asset Growth 1.09%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 3.24%
Non-Performing Loans to Capital 12.05%
Non-Performing Loans to Loans 4.46%
Balance Sheet Henderson Federal Savings Bank
Henderson, TX
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Total Assets 116.36M
Total Deposits 86.21M
Capital and Reserves Henderson Federal Savings Bank
Henderson, TX
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Capital 29.54M
Leverage Ratio 25.87
Loan Loss Reserves to Loans 1.81%
Risk-Based Capital Ratio --
Liquidity Henderson Federal Savings Bank
Henderson, TX
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Hot Money Ratio 41.77%
Liquidity Ratio 21.59%
Profitability Henderson Federal Savings Bank
Henderson, TX
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5-Year Return on Average Assets 0.88%
Net Income 887.00K
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 62.11%
Return on Assets 1.03%
Return on Equity 4.08%