Cumberland Federal Bank, Federal Savings Bank

Cumberland, WI

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.30
Capitalization Index	8.20
Liquidity Index	3.50
Profitability Index	4.60
Stability Index	5.60

Company Info	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
FDIC Number	29293
Phone Number	(715) 822-2249
Website	www.cumberlandfederal.com

Asset Quality	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	13.19%
5-Year Asset Growth	14.97%
5-Year Charge-Offs to Average Loans	0.01%
Charge-Offs to Average Loans	-0.01%
Non-Performing Assets to Assets	0.27%
Non-Performing Loans to Capital	2.58%
Non-Performing Loans to Loans	0.53%

Balance Sheet	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Total Assets	293.91M
Total Deposits	244.34M

Capital and Reserves	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Capital	26.83M
Leverage Ratio	9.81
Loan Loss Reserves to Loans	0.81%
Risk-Based Capital Ratio	17.39

Liquidity	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.66%
Liquidity Ratio	39.93%

Profitability	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.99%
Net Income	841.00K
Net Interest Spread	2.82%
Operating Profit to Average Assets	1.44%
Overhead Efficiency Ratio	50.31%
Return on Assets	1.12%
Return on Equity	12.97%