Cumberland Federal Bank, Federal Savings Bank

Cumberland, WI

Rating Date

March 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
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Weiss Ratings	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.70
Capitalization Index	8.00
Liquidity Index	3.40
Profitability Index	5.10
Stability Index	5.60

Company Info	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
FDIC Number	29293
Phone Number	(715) 822-2249
Website	www.cumberlandfederal.com

Asset Quality	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	12.99%
5-Year Asset Growth	15.10%
5-Year Charge-Offs to Average Loans	0.01%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.20%
Non-Performing Loans to Capital	1.93%
Non-Performing Loans to Loans	0.37%

Balance Sheet	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Total Assets	328.80M
Total Deposits	272.92M

Capital and Reserves	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Capital	30.72M
Leverage Ratio	9.68
Loan Loss Reserves to Loans	0.99%
Risk-Based Capital Ratio	17.35

Liquidity	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.80%
Liquidity Ratio	37.83%

Profitability	Cumberland Federal Bank, Federal Savings Bank Cumberland, WI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.99%
Net Income	3.52M
Net Interest Spread	3.00%
Operating Profit to Average Assets	1.41%
Overhead Efficiency Ratio	48.98%
Return on Assets	1.11%
Return on Equity	12.50%