B
Cumberland Federal Bank, Federal Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
16.91
Leverage
Ratio
9.75
Return On
Assets
0.83%
Total
Assets
290.99M
Capital
25.03M
Total
Deposits
241.33M
Net
Income
2.27M
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Weiss Ratings Cumberland Federal Bank, Federal Savings Bank
Cumberland, WI 		Click to
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Rating B
Asset Quality Index 7.30
Capitalization Index 8.10
Liquidity Index 3.50
Profitability Index 4.10
Stability Index 5.40
Company Info Cumberland Federal Bank, Federal Savings Bank
Cumberland, WI 		Click to
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FDIC Number 29293
Phone Number (715) 822-2249
Website www.cumberlandfederal.com
Asset Quality Cumberland Federal Bank, Federal Savings Bank
Cumberland, WI 		Click to
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1-Year Asset Growth 11.87%
5-Year Asset Growth 14.97%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.47%
Non-Performing Loans to Loans 0.67%
Balance Sheet Cumberland Federal Bank, Federal Savings Bank
Cumberland, WI 		Click to
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Total Assets 290.99M
Total Deposits 241.33M
Capital and Reserves Cumberland Federal Bank, Federal Savings Bank
Cumberland, WI 		Click to
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Capital 25.03M
Leverage Ratio 9.75
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 16.91
Liquidity Cumberland Federal Bank, Federal Savings Bank
Cumberland, WI 		Click to
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Hot Money Ratio 9.79%
Liquidity Ratio 39.18%
Profitability Cumberland Federal Bank, Federal Savings Bank
Cumberland, WI 		Click to
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5-Year Return on Average Assets 1.02%
Net Income 2.27M
Net Interest Spread 2.54%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 59.15%
Return on Assets 0.83%
Return on Equity 9.44%