C
TC Federal Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TC Federal Bank
Thomasville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.50
Capitalization Index 8.90
Liquidity Index 1.70
Profitability Index 2.50
Stability Index 7.90
Company Info TC Federal Bank
Thomasville, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 29331
Phone Number (229) 226-3221
Website www.tcfederal.com
Asset Quality TC Federal Bank
Thomasville, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.13%
5-Year Asset Growth 12.07%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.01%
Non-Performing Loans to Capital 8.63%
Non-Performing Loans to Loans 1.37%
Balance Sheet TC Federal Bank
Thomasville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 559.51M
Total Deposits 482.99M
Capital and Reserves TC Federal Bank
Thomasville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 57.02M
Leverage Ratio 10.26
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 15.60
Liquidity TC Federal Bank
Thomasville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.17%
Liquidity Ratio 24.69%
Profitability TC Federal Bank
Thomasville, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.30%
Net Income 1.41M
Net Interest Spread 3.28%
Operating Profit to Average Assets 0.45%
Overhead Efficiency Ratio 87.37%
Return on Assets 0.35%
Return on Equity 3.01%