| Weiss Ratings |
First Southern Bank
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 0.90 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 6.80 | |||
| Company Info |
First Southern Bank
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 29332 | |||
| Phone Number | (256) 718-4200 | |||
| Website | www.firstsouthern.com | |||
| Asset Quality |
First Southern Bank
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.14% | |||
| 5-Year Asset Growth | 29.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 1.80% | |||
| Non-Performing Assets to Assets | 5.68% | |||
| Non-Performing Loans to Capital | 44.47% | |||
| Non-Performing Loans to Loans | 7.35% | |||
| Balance Sheet |
First Southern Bank
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 677.56M | |||
| Total Deposits | 568.00M | |||
| Capital and Reserves |
First Southern Bank
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 66.83M | |||
| Leverage Ratio | 10.17 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Southern Bank
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.30% | |||
| Liquidity Ratio | 17.58% | |||
| Profitability |
First Southern Bank
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 316.00K | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 0.07% | |||
| Overhead Efficiency Ratio | 61.75% | |||
| Return on Assets | 0.06% | |||
| Return on Equity | 0.63% | |||