B
First Federal Savings and Loan Association of Delta
Delta,  OH
Rating Date
April 2025
Risk Based
Capital Ratio
42.44
Leverage
Ratio
16.54
Return On
Assets
0.91%
Total
Assets
231.05M
Capital
33.86M
Total
Deposits
196.51M
Net
Income
2.08M
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Weiss Ratings First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 4.20
Stability Index 7.60
Company Info First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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FDIC Number 29345
Phone Number (419) 822-3131
Website www.firstfeddelta.bank
Asset Quality First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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1-Year Asset Growth 1.05%
5-Year Asset Growth 8.00%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.42%
Non-Performing Loans to Loans 0.14%
Balance Sheet First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Total Assets 231.05M
Total Deposits 196.51M
Capital and Reserves First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Capital 33.86M
Leverage Ratio 16.54
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio 42.44
Liquidity First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Hot Money Ratio 4.86%
Liquidity Ratio 59.59%
Profitability First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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5-Year Return on Average Assets 0.43%
Net Income 2.08M
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 68.69%
Return on Assets 0.91%
Return on Equity 6.33%