B
First Federal Savings and Loan Association of Delta
Delta,  OH
Rating Date
October 2025
Risk Based
Capital Ratio
41.94
Leverage
Ratio
16.56
Return On
Assets
0.94%
Total
Assets
238.25M
Capital
37.05M
Total
Deposits
199.77M
Net
Income
1.65M
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Weiss Ratings First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 4.70
Stability Index 7.60
Company Info First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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FDIC Number 29345
Phone Number (419) 822-3131
Website www.firstfeddelta.bank
Asset Quality First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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1-Year Asset Growth 5.25%
5-Year Asset Growth 8.01%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.09%
Non-Performing Loans to Loans 0.01%
Balance Sheet First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Total Assets 238.25M
Total Deposits 199.77M
Capital and Reserves First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Capital 37.05M
Leverage Ratio 16.56
Loan Loss Reserves to Loans 0.67%
Risk-Based Capital Ratio 41.94
Liquidity First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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Hot Money Ratio 5.74%
Liquidity Ratio 60.34%
Profitability First Federal Savings and Loan Association of Delta
Delta, OH 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 1.65M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 69.89%
Return on Assets 0.94%
Return on Equity 6.20%