B
Peru Federal Savings Bank
PeruIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Peru Federal Savings Bank
Peru, IL
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 4.10
Stability Index 7.40
Company Info Peru Federal Savings Bank
Peru, IL
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FDIC Number 29384
Phone Number (815) 223-4300
Website www.perufederalsavings.com/
Asset Quality Peru Federal Savings Bank
Peru, IL
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1-Year Asset Growth 2.33%
5-Year Asset Growth 5.91%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 0.66%
Non-Performing Loans to Loans 0.29%
Balance Sheet Peru Federal Savings Bank
Peru, IL
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Total Assets 203.42M
Total Deposits 168.74M
Capital and Reserves Peru Federal Savings Bank
Peru, IL
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Capital 31.31M
Leverage Ratio 16.10
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio 31.94
Liquidity Peru Federal Savings Bank
Peru, IL
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Hot Money Ratio 24.23%
Liquidity Ratio 41.52%
Profitability Peru Federal Savings Bank
Peru, IL
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5-Year Return on Average Assets 0.52%
Net Income 1.23M
Net Interest Spread 2.84%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 65.28%
Return on Assets 0.80%
Return on Equity 5.50%