B
Peru Federal Savings Bank
PeruIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
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Capital
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Net
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Weiss Ratings Peru Federal Savings Bank
Peru, IL
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 3.70
Stability Index 7.20
Company Info Peru Federal Savings Bank
Peru, IL
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FDIC Number 29384
Phone Number (815) 223-4300
Website www.perufederalsavings.com/
Asset Quality Peru Federal Savings Bank
Peru, IL
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1-Year Asset Growth 4.74%
5-Year Asset Growth 5.91%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.66%
Non-Performing Loans to Loans 0.21%
Balance Sheet Peru Federal Savings Bank
Peru, IL
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Total Assets 208.38M
Total Deposits 175.06M
Capital and Reserves Peru Federal Savings Bank
Peru, IL
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Capital 30.17M
Leverage Ratio 15.58
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio 31.98
Liquidity Peru Federal Savings Bank
Peru, IL
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Hot Money Ratio 23.42%
Liquidity Ratio 44.64%
Profitability Peru Federal Savings Bank
Peru, IL
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5-Year Return on Average Assets 0.52%
Net Income 765.00K
Net Interest Spread 2.76%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 65.31%
Return on Assets 0.74%
Return on Equity 5.22%