Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (2.3) profitability. A current level of 33.0 percent of nonperforming loans to core capital combined with 23.8 percent from a year earlier contributes to the Weak asset quality (1.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Asset Mix:
Securities (46%), home mtgs (14%), comm re (12%), cash (6%), comm loans (4%), consumer loans (4%), home eq lns (1%), other (13%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
4619 South Martin Luther King Jr. Drive
Chicago, IL 60653
Chicago, IL 60653
Phone Number
(773) 624-2000
Year Founded
1934
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.