B
Worthington Federal Savings Bank, F.S.B.
Rating Date
October 2025
Risk Based
Capital Ratio
32.98
Leverage
Ratio
15.52
Return On
Assets
0.75%
Total
Assets
132.69M
Capital
19.27M
Total
Deposits
107.90M
Net
Income
631.00K
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Weiss Ratings Worthington Federal Savings Bank, F.S.B.
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 3.50
Stability Index 7.00
Company Info Worthington Federal Savings Bank, F.S.B.
Worthington, MN 		Click to
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FDIC Number 29426
Phone Number (507) 372-2131
Website worthingtonfederalsavings.com
Asset Quality Worthington Federal Savings Bank, F.S.B.
Worthington, MN 		Click to
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1-Year Asset Growth 27.40%
5-Year Asset Growth 6.47%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 0.26%
Balance Sheet Worthington Federal Savings Bank, F.S.B.
Worthington, MN 		Click to
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Total Assets 132.69M
Total Deposits 107.90M
Capital and Reserves Worthington Federal Savings Bank, F.S.B.
Worthington, MN 		Click to
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Capital 19.27M
Leverage Ratio 15.52
Loan Loss Reserves to Loans 0.56%
Risk-Based Capital Ratio 32.98
Liquidity Worthington Federal Savings Bank, F.S.B.
Worthington, MN 		Click to
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Hot Money Ratio 27.63%
Liquidity Ratio 32.20%
Profitability Worthington Federal Savings Bank, F.S.B.
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5-Year Return on Average Assets 0.42%
Net Income 631.00K
Net Interest Spread 2.40%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 68.66%
Return on Assets 0.75%
Return on Equity 5.77%