Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.9, driven by a liquidity ratio of 25.4 percent and a “hot money” ratio of 13.6 percent. A current level of 13.9 percent of nonperforming loans to core capital combined with 17.5 percent from a year earlier contributes to the Fair asset quality (4.4).
Asset Mix:
Home mtgs (56%), securities (14%), cash (9%), comm re (7%), home eq lns (4%), other (10%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
5159 North Clark Street
Chicago, IL 60640
Chicago, IL 60640
Phone Number
(773) 561-7051
Year Founded
1935
FDIC Number
Website
Largest Affiliates
No affiliate information available.