Major Rating Factors:
A current level of 18.8 percent of nonperforming loans to core capital combined with 23.7 percent from a year earlier contributes to the Fair asset quality (3.8).
Other Rating Factors:
Weak liquidity 2.6, driven by a liquidity ratio of 22.5 percent and a “hot money” ratio of 16.1 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.8 on a scale of 0 to 10).
Asset Mix:
Home mtgs (59%), securities (12%), cash (9%), comm re (8%), home eq lns (4%), other (7%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
5159 North Clark Street
Chicago, IL 60640
Chicago, IL 60640
Phone Number
(773) 561-7051
Year Founded
1935
FDIC Number
Website
Largest Affiliates
No affiliate information available.