Home Federal Savings and Loan Association of Grand Island
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.7 and a capital leverage ratio of 14.1. A current level of 0.7 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (7.3).
Asset Mix:
Comm re (25%), home mtgs (22%), securities (12%), comm loans (8%), consumer loans (2%), cash (2%), home eq lns (1%), other (29%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Central Plains Bancshares, Inc.
Investment Rating
--
Address
221 South Locust Street
Grand Island, NE 68801
Grand Island, NE 68801
Phone Number
(308) 382-4000
Year Founded
1935
FDIC Number
Website
Largest Affiliates
No affiliate information available.