First Federal Savings and Loan Association of Lakewood

Lakewood, OH

Rating Date

June 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	First Federal Savings and Loan Association of Lakewood Lakewood, OH	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.80
Capitalization Index	6.40
Liquidity Index	3.00
Profitability Index	2.70
Stability Index	5.70

Company Info	First Federal Savings and Loan Association of Lakewood Lakewood, OH	Click to Compare	Click to Compare	Click to Compare
FDIC Number	29488
Phone Number	(216) 529-2682
Website	www.ffl.net

Asset Quality	First Federal Savings and Loan Association of Lakewood Lakewood, OH	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.68%
5-Year Asset Growth	6.36%
5-Year Charge-Offs to Average Loans	0.07%
Charge-Offs to Average Loans	-0.97%
Non-Performing Assets to Assets	0.43%
Non-Performing Loans to Capital	4.11%
Non-Performing Loans to Loans	0.51%

Balance Sheet	First Federal Savings and Loan Association of Lakewood Lakewood, OH	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.92B
Total Deposits	2.18B

Capital and Reserves	First Federal Savings and Loan Association of Lakewood Lakewood, OH	Click to Compare	Click to Compare	Click to Compare
Capital	230.76M
Leverage Ratio	8.38
Loan Loss Reserves to Loans	0.82%
Risk-Based Capital Ratio	13.21

Liquidity	First Federal Savings and Loan Association of Lakewood Lakewood, OH	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.35%
Liquidity Ratio	9.02%

Profitability	First Federal Savings and Loan Association of Lakewood Lakewood, OH	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.35%
Net Income	6.38M
Net Interest Spread	2.25%
Operating Profit to Average Assets	1.10%
Overhead Efficiency Ratio	87.92%
Return on Assets	0.88%
Return on Equity	11.22%