C
First Federal Savings and Loan Association of Lakewood
Rating Date
March 2026
Risk Based
Capital Ratio
12.97
Leverage
Ratio
8.15
Return On
Assets
0.11%
Total
Assets
2.91B
Capital
224.06M
Total
Deposits
2.18B
Net
Income
3.30M
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Weiss Ratings First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
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Rating C
Asset Quality Index 6.30
Capitalization Index 6.10
Liquidity Index 3.00
Profitability Index 1.90
Stability Index 5.70
Company Info First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
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FDIC Number 29488
Phone Number (216) 529-2682
Website www.ffl.net
Asset Quality First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
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1-Year Asset Growth -2.59%
5-Year Asset Growth 6.36%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 4.60%
Non-Performing Loans to Loans 0.54%
Balance Sheet First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
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Total Assets 2.91B
Total Deposits 2.18B
Capital and Reserves First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
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Capital 224.06M
Leverage Ratio 8.15
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio 12.97
Liquidity First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
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Hot Money Ratio 14.19%
Liquidity Ratio 10.04%
Profitability First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
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5-Year Return on Average Assets 0.55%
Net Income 3.30M
Net Interest Spread 2.21%
Operating Profit to Average Assets 0.12%
Overhead Efficiency Ratio 85.79%
Return on Assets 0.11%
Return on Equity 1.49%