C
First Federal Savings and Loan Association of Lakewood
Rating Date
April 2025
Risk Based
Capital Ratio
12.73
Leverage
Ratio
7.84
Return On
Assets
0.25%
Total
Assets
2.99B
Capital
223.51M
Total
Deposits
2.22B
Net
Income
7.28M
My Lists My Alerts
Weiss Ratings First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.90
Capitalization Index 5.80
Liquidity Index 3.00
Profitability Index 2.30
Stability Index 5.70
Company Info First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 29488
Phone Number (216) 529-2682
Website www.ffl.net
Asset Quality First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 6.29%
5-Year Asset Growth 11.05%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 6.40%
Non-Performing Loans to Loans 0.72%
Balance Sheet First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.99B
Total Deposits 2.22B
Capital and Reserves First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 223.51M
Leverage Ratio 7.84
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio 12.73
Liquidity First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 14.04%
Liquidity Ratio 9.99%
Profitability First Federal Savings and Loan Association of Lakewood
Lakewood, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.57%
Net Income 7.28M
Net Interest Spread 2.05%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 85.42%
Return on Assets 0.25%
Return on Equity 3.30%