C
First Federal Savings and Loan Association
Rating Date
June 2026
Risk Based
Capital Ratio
23.83
Leverage
Ratio
10.12
Return On
Assets
0.24%
Total
Assets
27.13M
Capital
2.74M
Total
Deposits
24.18M
Net
Income
16.00K
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Weiss Ratings First Federal Savings and Loan Association
Ravenswood, WV 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 8.70
Liquidity Index 1.00
Profitability Index 1.80
Stability Index 5.80
Company Info First Federal Savings and Loan Association
Ravenswood, WV 		Click to
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FDIC Number 29490
Phone Number (304) 273-4212
Website --
Asset Quality First Federal Savings and Loan Association
Ravenswood, WV 		Click to
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1-Year Asset Growth 7.22%
5-Year Asset Growth 0.90%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 7.60%
Non-Performing Loans to Loans 0.51%
Balance Sheet First Federal Savings and Loan Association
Ravenswood, WV 		Click to
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Total Assets 27.13M
Total Deposits 24.18M
Capital and Reserves First Federal Savings and Loan Association
Ravenswood, WV 		Click to
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Capital 2.74M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 0.57%
Risk-Based Capital Ratio 23.83
Liquidity First Federal Savings and Loan Association
Ravenswood, WV 		Click to
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Hot Money Ratio 42.83%
Liquidity Ratio 28.39%
Profitability First Federal Savings and Loan Association
Ravenswood, WV 		Click to
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5-Year Return on Average Assets 0.42%
Net Income 16.00K
Net Interest Spread 2.16%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 85.03%
Return on Assets 0.24%
Return on Equity 2.34%