Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.3 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (9.2). Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.9 and a capital leverage ratio of 8.4.
Asset Mix:
Securities (47%), home mtgs (23%), comm re (8%), comm loans (6%), cash (2%), home eq lns (1%), consumer loans (0%), other (14%)
States with Branches:
IN, OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
VWF Bancorp, Inc.
Investment Rating
--
Address
976 South Shannon Street
Van Wert, OH 45891
Van Wert, OH 45891
Phone Number
(419) 238-9662
Year Founded
1889
FDIC Number
Website
Largest Affiliates
No affiliate information available.