C
Seneca Savings Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.84
Return On
Assets
0.19%
Total
Assets
312.48M
Capital
27.89M
Total
Deposits
246.64M
Net
Income
296.00K
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Weiss Ratings Seneca Savings Bank, National Association
Baldwinsville, NY 		Click to
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Rating C
Asset Quality Index 5.30
Capitalization Index 8.30
Liquidity Index 2.20
Profitability Index 2.00
Stability Index 4.80
Company Info Seneca Savings Bank, National Association
Baldwinsville, NY 		Click to
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FDIC Number 29496
Phone Number (315) 638-0233
Website www.senecasavings.com
Asset Quality Seneca Savings Bank, National Association
Baldwinsville, NY 		Click to
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1-Year Asset Growth 4.47%
5-Year Asset Growth 8.05%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 8.92%
Non-Performing Loans to Loans 1.27%
Balance Sheet Seneca Savings Bank, National Association
Baldwinsville, NY 		Click to
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Total Assets 312.48M
Total Deposits 246.64M
Capital and Reserves Seneca Savings Bank, National Association
Baldwinsville, NY 		Click to
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Capital 27.89M
Leverage Ratio 9.84
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio --
Liquidity Seneca Savings Bank, National Association
Baldwinsville, NY 		Click to
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Hot Money Ratio 21.36%
Liquidity Ratio 9.34%
Profitability Seneca Savings Bank, National Association
Baldwinsville, NY 		Click to
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5-Year Return on Average Assets 0.50%
Net Income 296.00K
Net Interest Spread 3.46%
Operating Profit to Average Assets 0.22%
Overhead Efficiency Ratio 90.40%
Return on Assets 0.19%
Return on Equity 2.14%