C
Seneca Savings
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.41
Return On
Assets
0.07%
Total
Assets
299.12M
Capital
23.07M
Total
Deposits
233.41M
Net
Income
93.00K
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Weiss Ratings Seneca Savings
Baldwinsville, NY 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 7.60
Liquidity Index 2.80
Profitability Index 1.80
Stability Index 4.00
Company Info Seneca Savings
Baldwinsville, NY 		Click to
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FDIC Number 29496
Phone Number (315) 638-0233
Website www.senecasavings.com
Asset Quality Seneca Savings
Baldwinsville, NY 		Click to
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1-Year Asset Growth 11.96%
5-Year Asset Growth 6.73%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.65%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 2.43%
Non-Performing Loans to Loans 0.43%
Balance Sheet Seneca Savings
Baldwinsville, NY 		Click to
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Total Assets 299.12M
Total Deposits 233.41M
Capital and Reserves Seneca Savings
Baldwinsville, NY 		Click to
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Capital 23.07M
Leverage Ratio 9.41
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio --
Liquidity Seneca Savings
Baldwinsville, NY 		Click to
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Hot Money Ratio 22.18%
Liquidity Ratio 14.19%
Profitability Seneca Savings
Baldwinsville, NY 		Click to
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5-Year Return on Average Assets 0.56%
Net Income 93.00K
Net Interest Spread 3.29%
Operating Profit to Average Assets 0.06%
Overhead Efficiency Ratio 86.44%
Return on Assets 0.07%
Return on Equity 0.80%