| Weiss Ratings |
Affinity Bank, National Association
Covington, GA |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Affinity Bank, National Association
Covington, GA |
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| FDIC Number | 29510 | |||
| Phone Number | (770) 786-7088 | |||
| Website | newtonfederal.com | |||
| Asset Quality |
Affinity Bank, National Association
Covington, GA |
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| 1-Year Asset Growth | 6.69% | |||
| 5-Year Asset Growth | 34.31% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.48% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
Affinity Bank, National Association
Covington, GA |
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| Total Assets | 932.75M | |||
| Total Deposits | 757.26M | |||
| Capital and Reserves |
Affinity Bank, National Association
Covington, GA |
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| Capital | 109.84M | |||
| Leverage Ratio | 10.55 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 12.79 | |||
| Liquidity |
Affinity Bank, National Association
Covington, GA |
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| Hot Money Ratio | 16.03% | |||
| Liquidity Ratio | 18.08% | |||
| Profitability |
Affinity Bank, National Association
Covington, GA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 3.91M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 67.81% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 7.09% | |||