| Weiss Ratings |
Affinity Bank, National Association
Covington, GA |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 7.70 | |||
| Company Info |
Affinity Bank, National Association
Covington, GA |
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| FDIC Number | 29510 | |||
| Phone Number | (770) 786-7088 | |||
| Website | newtonfederal.com | |||
| Asset Quality |
Affinity Bank, National Association
Covington, GA |
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| 1-Year Asset Growth | 5.28% | |||
| 5-Year Asset Growth | 34.31% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 4.73% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Affinity Bank, National Association
Covington, GA |
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| Total Assets | 924.94M | |||
| Total Deposits | 745.98M | |||
| Capital and Reserves |
Affinity Bank, National Association
Covington, GA |
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| Capital | 113.20M | |||
| Leverage Ratio | 10.76 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 13.21 | |||
| Liquidity |
Affinity Bank, National Association
Covington, GA |
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| Hot Money Ratio | 14.94% | |||
| Liquidity Ratio | 17.60% | |||
| Profitability |
Affinity Bank, National Association
Covington, GA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 6.24M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 66.24% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 7.51% | |||