Pioneer Federal Savings & Loan Association
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (2.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.0. A current level of 4.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.9).
Asset Mix:
Home mtgs (66%), securities (10%), cash (4%), comm re (4%), home eq lns (2%), comm loans (1%), consumer loans (1%), other (11%)
States with Branches:
MT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
401 Milwaukee Ave
Deer Lodge, MT 59722
Deer Lodge, MT 59722
Phone Number
(406) 683-5191
Year Founded
1912
FDIC Number
Website
Largest Affiliates
No affiliate information available.