Pioneer State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.0. A current level of 2.3 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (9.6).
Asset Mix:
Home mtgs (56%), cash (15%), securities (7%), comm re (5%), home eq lns (3%), comm loans (2%), consumer loans (1%), other (10%)
States with Branches:
MT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
PSB Financial, Inc.
Investment Rating
Address
202 North Main Street
Deer Lodge, MT 59722
Deer Lodge, MT 59722
Phone Number
(406) 683-5191
Year Founded
1912
FDIC Number
Website
Largest Affiliates
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