Washington Financial Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 7.9 percent of nonperforming loans to core capital combined with 8.3 percent from a year earlier contributes to the Good asset quality (6.1). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.1 has resulted in Fair (4.4) profitability.
Asset Mix:
Home mtgs (37%), securities (20%), comm re (17%), comm loans (3%), home eq lns (2%), cash (1%), consumer loans (0%), other (20%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WFSB Mutual Holding Company
Investment Rating
--
Address
77 South Main Street
Washington, PA 15301
Washington, PA 15301
Phone Number
(724) 206-1100
Year Founded
1899
FDIC Number
Website
Largest Affiliates
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