Washington Financial Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.5 percent of nonperforming loans to core capital combined with 6.4 percent from a year earlier contributes to the Good asset quality (6.3). Weak liquidity 2.6, driven by a liquidity ratio of 14.1 percent and a “hot money” ratio of 1.4 percent.
Asset Mix:
Home mtgs (36%), securities (20%), comm re (17%), comm loans (4%), cash (2%), home eq lns (2%), consumer loans (0%), other (19%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WFSB Mutual Holding Company
Investment Rating
--
Address
77 South Main Street
Washington, PA 15301
Washington, PA 15301
Phone Number
(724) 206-1100
Year Founded
1899
FDIC Number
Website
Largest Affiliates
No affiliate information available.