| Weiss Ratings |
Heritage Bank of Saint Tammany
Covington, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 6.10 | |||
| Company Info |
Heritage Bank of Saint Tammany
Covington, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 29577 | |||
| Phone Number | (985) 892-4565 | |||
| Website | www.heritagebank.org | |||
| Asset Quality |
Heritage Bank of Saint Tammany
Covington, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.17% | |||
| 5-Year Asset Growth | 5.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 4.43% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Heritage Bank of Saint Tammany
Covington, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 179.09M | |||
| Total Deposits | 148.86M | |||
| Capital and Reserves |
Heritage Bank of Saint Tammany
Covington, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.62M | |||
| Leverage Ratio | 11.03 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Heritage Bank of Saint Tammany
Covington, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 48.10% | |||
| Liquidity Ratio | 14.00% | |||
| Profitability |
Heritage Bank of Saint Tammany
Covington, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 643.00K | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 86.47% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 3.35% | |||