| Weiss Ratings |
Heritage Bank of Saint Tammany
Covington, LA |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 6.40 | |||
| Company Info |
Heritage Bank of Saint Tammany
Covington, LA |
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| FDIC Number | 29577 | |||
| Phone Number | (985) 892-4565 | |||
| Website | www.heritagebank.org | |||
| Asset Quality |
Heritage Bank of Saint Tammany
Covington, LA |
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| 1-Year Asset Growth | 7.28% | |||
| 5-Year Asset Growth | 7.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 3.30% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Heritage Bank of Saint Tammany
Covington, LA |
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| Total Assets | 183.49M | |||
| Total Deposits | 153.48M | |||
| Capital and Reserves |
Heritage Bank of Saint Tammany
Covington, LA |
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| Capital | 19.06M | |||
| Leverage Ratio | 10.60 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Heritage Bank of Saint Tammany
Covington, LA |
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| Hot Money Ratio | 47.65% | |||
| Liquidity Ratio | 15.04% | |||
| Profitability |
Heritage Bank of Saint Tammany
Covington, LA |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 287.00K | |||
| Net Interest Spread | 2.60% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 78.05% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 6.09% | |||