Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 9.8. A current level of 5.7 percent of nonperforming loans to core capital combined with 7.7 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Home mtgs (49%), comm re (17%), securities (16%), home eq lns (3%), comm loans (3%), cash (2%), consumer loans (1%), other (11%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Monroe Federal Bancorp, Inc.
Investment Rating
--
Address
24 East Main Street
Tipp City, OH 45371
Tipp City, OH 45371
Phone Number
(937) 667-8461
Year Founded
1875
FDIC Number
Largest Affiliates
No affiliate information available.