First Federal Savings and Loan Association of Bath

Bath, ME

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	First Federal Savings and Loan Association of Bath Bath, ME	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	5.60
Capitalization Index	10.00
Liquidity Index	1.10
Profitability Index	2.80
Stability Index	7.70

Company Info	First Federal Savings and Loan Association of Bath Bath, ME	Click to Compare	Click to Compare	Click to Compare
FDIC Number	29636
Phone Number	(207) 442-8711
Website	www.firstfederalbath.com

Asset Quality	First Federal Savings and Loan Association of Bath Bath, ME	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.62%
5-Year Asset Growth	7.12%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	3.61%
Non-Performing Loans to Capital	11.68%
Non-Performing Loans to Loans	4.53%

Balance Sheet	First Federal Savings and Loan Association of Bath Bath, ME	Click to Compare	Click to Compare	Click to Compare
Total Assets	186.37M
Total Deposits	145.32M

Capital and Reserves	First Federal Savings and Loan Association of Bath Bath, ME	Click to Compare	Click to Compare	Click to Compare
Capital	27.93M
Leverage Ratio	14.67
Loan Loss Reserves to Loans	1.31%
Risk-Based Capital Ratio	27.14

Liquidity	First Federal Savings and Loan Association of Bath Bath, ME	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	15.78%
Liquidity Ratio	15.02%

Profitability	First Federal Savings and Loan Association of Bath Bath, ME	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.39%
Net Income	454.00K
Net Interest Spread	3.59%
Operating Profit to Average Assets	0.41%
Overhead Efficiency Ratio	88.61%
Return on Assets	0.33%
Return on Equity	2.19%