C
First Federal Savings and Loan Association of Central Illinois, S.B.
Rating Date
March 2026
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Capital Ratio
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Weiss Ratings First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Rating C
Asset Quality Index 5.90
Capitalization Index 9.80
Liquidity Index 1.80
Profitability Index 5.90
Stability Index 5.00
Company Info First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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FDIC Number 29645
Phone Number (217) 774-3322
Website www.1stfedci.com
Asset Quality First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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1-Year Asset Growth 5.75%
5-Year Asset Growth 8.84%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 4.01%
Non-Performing Loans to Loans 0.69%
Balance Sheet First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Total Assets 225.12M
Total Deposits 188.16M
Capital and Reserves First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Capital 24.89M
Leverage Ratio 10.89
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 14.73
Liquidity First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Hot Money Ratio 27.08%
Liquidity Ratio 15.47%
Profitability First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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5-Year Return on Average Assets 0.95%
Net Income 2.47M
Net Interest Spread 4.15%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 64.96%
Return on Assets 1.13%
Return on Equity 10.70%