C
First Federal Savings and Loan Association of Central Illinois, S.B.
Rating Date
August 2026
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Capital Ratio
Leverage
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Capital
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Weiss Ratings First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Rating C
Asset Quality Index 5.50
Capitalization Index 9.60
Liquidity Index 1.50
Profitability Index 4.40
Stability Index 6.50
Company Info First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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FDIC Number 29645
Phone Number (217) 774-3322
Website www.1stfedci.com
Asset Quality First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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1-Year Asset Growth 10.86%
5-Year Asset Growth 8.84%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 4.65%
Non-Performing Loans to Loans 0.81%
Balance Sheet First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Total Assets 234.98M
Total Deposits 201.55M
Capital and Reserves First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Capital 25.90M
Leverage Ratio 10.73
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 15.16
Liquidity First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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Hot Money Ratio 30.14%
Liquidity Ratio 18.42%
Profitability First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
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5-Year Return on Average Assets 0.97%
Net Income 1.10M
Net Interest Spread 4.28%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 71.12%
Return on Assets 0.95%
Return on Equity 8.67%