C
Iroquois Federal Savings and Loan Association
Watseka,  IL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.25
Return On
Assets
0.58%
Total
Assets
862.33M
Capital
78.80M
Total
Deposits
685.95M
Net
Income
3.89M
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Weiss Ratings Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Rating C
Asset Quality Index 8.60
Capitalization Index 8.90
Liquidity Index 2.00
Profitability Index 3.30
Stability Index 5.90
Company Info Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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FDIC Number 29675
Phone Number (815) 432-2476
Website www.iroquoisfed.com
Asset Quality Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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1-Year Asset Growth -3.48%
5-Year Asset Growth 6.10%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.02%
Non-Performing Loans to Loans 0.16%
Balance Sheet Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Total Assets 862.33M
Total Deposits 685.95M
Capital and Reserves Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Capital 78.80M
Leverage Ratio 10.25
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Hot Money Ratio 25.08%
Liquidity Ratio 16.24%
Profitability Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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5-Year Return on Average Assets 0.56%
Net Income 3.89M
Net Interest Spread 2.58%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 76.66%
Return on Assets 0.58%
Return on Equity 7.01%