C
Iroquois Federal Savings and Loan Association
Watseka,  IL
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.90
Return On
Assets
0.59%
Total
Assets
830.38M
Capital
81.65M
Total
Deposits
654.89M
Net
Income
5.22M
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Weiss Ratings Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Rating C
Asset Quality Index 8.10
Capitalization Index 9.90
Liquidity Index 2.00
Profitability Index 3.30
Stability Index 5.50
Company Info Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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FDIC Number 29675
Phone Number (815) 432-2476
Website www.iroquoisfed.com
Asset Quality Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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1-Year Asset Growth -6.19%
5-Year Asset Growth 3.28%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.95%
Non-Performing Loans to Loans 0.33%
Balance Sheet Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Total Assets 830.38M
Total Deposits 654.89M
Capital and Reserves Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Capital 81.65M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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Hot Money Ratio 26.09%
Liquidity Ratio 16.57%
Profitability Iroquois Federal Savings and Loan Association
Watseka, IL 		Click to
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5-Year Return on Average Assets 0.56%
Net Income 5.22M
Net Interest Spread 2.64%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 76.09%
Return on Assets 0.59%
Return on Equity 6.91%