C
Martinsville First Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
42.95
Leverage
Ratio
19.72
Return On
Assets
0.35%
Total
Assets
32.41M
Capital
7.06M
Total
Deposits
25.24M
Net
Income
57.00K
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Weiss Ratings Martinsville First Savings Bank
Martinsville, VA 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 1.80
Stability Index 6.70
Company Info Martinsville First Savings Bank
Martinsville, VA 		Click to
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FDIC Number 29685
Phone Number (276) 638-8771
Website www.martinsvillefirst.bank
Asset Quality Martinsville First Savings Bank
Martinsville, VA 		Click to
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1-Year Asset Growth -1.21%
5-Year Asset Growth -2.86%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 4.30%
Non-Performing Loans to Loans 1.21%
Balance Sheet Martinsville First Savings Bank
Martinsville, VA 		Click to
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Total Assets 32.41M
Total Deposits 25.24M
Capital and Reserves Martinsville First Savings Bank
Martinsville, VA 		Click to
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Capital 7.06M
Leverage Ratio 19.72
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio 42.95
Liquidity Martinsville First Savings Bank
Martinsville, VA 		Click to
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Hot Money Ratio 36.34%
Liquidity Ratio 43.41%
Profitability Martinsville First Savings Bank
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5-Year Return on Average Assets 0.26%
Net Income 57.00K
Net Interest Spread 3.11%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 82.99%
Return on Assets 0.35%
Return on Equity 1.62%