C
Martinsville First Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
44.93
Leverage
Ratio
20.12
Return On
Assets
0.40%
Total
Assets
32.44M
Capital
7.15M
Total
Deposits
25.18M
Net
Income
130.00K
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Weiss Ratings Martinsville First Savings Bank
Martinsville, VA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 1.60
Stability Index 6.80
Company Info Martinsville First Savings Bank
Martinsville, VA 		Click to
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FDIC Number 29685
Phone Number (276) 638-8771
Website www.martinsvillefirst.bank
Asset Quality Martinsville First Savings Bank
Martinsville, VA 		Click to
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1-Year Asset Growth -2.65%
5-Year Asset Growth -3.32%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 3.73%
Non-Performing Loans to Loans 1.11%
Balance Sheet Martinsville First Savings Bank
Martinsville, VA 		Click to
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Total Assets 32.44M
Total Deposits 25.18M
Capital and Reserves Martinsville First Savings Bank
Martinsville, VA 		Click to
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Capital 7.15M
Leverage Ratio 20.12
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio 44.93
Liquidity Martinsville First Savings Bank
Martinsville, VA 		Click to
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Hot Money Ratio 36.67%
Liquidity Ratio 46.69%
Profitability Martinsville First Savings Bank
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5-Year Return on Average Assets 0.26%
Net Income 130.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 80.80%
Return on Assets 0.40%
Return on Equity 1.84%